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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·10 days on market

241 Conservatory Drive

Palm Coast, FL 32137

$1,425,000$485/sqftEst. $7,266/moMLS# 2157147
4
Beds
3
Baths
2,939
Sq Ft
2023
Built
4
Garage
Yes
Pool

About this home

Palm Coast

IT'S ALL ABOUT THE LIFESTYLE A GOLFER'S DREAM COMMUNITY. ''Grab your morning coffee, get in your golf cart and drive to The Conservatory course right on site.'' Or play The Ocean Course just moments away. Into having fun doing other things, The Conservatory and Hammock Beach Resort has it all. After enjoying your day, come home to this Elegant and unique, customized pool home on over 1/3 acre (15,605 sq ft). 4 bedrooms plus a den/office with 4 bathrooms and a split 4 car garage. This home has two beautiful settings with a water view in the front and a preserve view in the back, all surrounded by mature trees and landscaping. Oversized fenced yard with east exposure perfect for entertaining. This home is over 4,100 square feet total and over 2,900 sq ft of living space. 12' plus ceilings in living area and tray ceilings in living room and owner's bedroom. Smooth walls throughout. Transferable National New Home Warranty Program to 2033. Beautiful detail throughout with crown molding in

Cost to own

Mortgage calculator

$1,425,000
$285,000
Loan Term
Monthly Payment
$7,266
Principal & Interest: $7,266
Insurance (est.): $950
Estimated Total Monthly
$8,216
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$7,266
HOAbilled quarterly$405
Estimated total, before insurance$7,670/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,752/yr · $729/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $8,752/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone HUR

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Tile — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,741 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 26, 2026Listed$1,425,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,425,000
Price / Sq Ft$485
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,939
Total Structure Area4,105 sq ft
Acres0.36 acres
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages4
Has PoolYes
Pool FeaturesIn Ground, Electric Heat, Fenced, Heated
Is WaterfrontNo
Direction FacesWest

School Information

ElementaryOld Kings
MiddleIndian Trails
HighMatanzas

Community Information

Address241 Conservatory Drive, Palm Coast, FL 32137
Area601-Flagler County-North Central
SubdivisionConservatory At Hammock Beach
CityPalm Coast
CountyFlagler
StateFL
Zip Code32137
Lot Size15,681.6 sq ft
Parcel Number4210303210000000260
ZoningResidential

Amenities

AmenitiesCable TV, Gated, Maintenance Grounds, Management - Full Time, Security
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewPool, Protected Preserve, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Central Vacuum, Entrance Foyer, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Home, Smart Thermostat, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Double Oven, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Wine Cooler
HeatingCentral, Electric
CoolingCentral Air, Electric
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories1
LevelsOne
LaundryIn Unit
SecurityGated with Guard, Security Gate, Security Lights, Security System Owned

Exterior

Exterior FeaturesImpact Windows, Outdoor Kitchen
Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch
FencingFenced, Back Yard
RoofTile
ConstructionConcrete
Other StructuresOutdoor Kitchen
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedJuly 26, 2026
Days on Market2
HOA Fees$1,214 / Quarterly
HOA FrequencyQuarterly
HOA NameThe Conservatory Property Owner's Assoc/May Mgmt
HOA Fee IncludesCable TV, Internet, Maintenance Grounds, Security
Tax Amount$8,751.5
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REAL ESTATE MATTERS LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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