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Sold·Closed May 29, 2026·96 days on market
401 Bourganville Drive
Palm Coast, FL 32137
About this home
Palm Coast
This 4/3.5 home offers soaring ceilings with natural light via retractable sliding glass doors opening to a private oasis with serene lake, golf course, and preserve views. The open-concept design centers on a gourmet kitchen with KitchenAid appliances, quartz counters, custom tile backsplash, coffee station, wet bar with beverage fridge, and walk-in pantry. The family room has stone accent wall with linear fireplace. Outdoors, enjoy an oversized lanai with hurricane-rated retractable screen, summer kitchen and expansive saltwater pool overlooking unobstructed lake and golf vistas. Highlights include an 800-bottle refrigerated wine room, a flexible office/ 4th bedroom, primary suite with lake views, spa-like bath with heated floors, two guest bedrooms, California Closets, whole-house Sonos audio, and dedicated pool bath.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Tile — year not disclosed (home built 2023)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,788 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Fort Matanzas south accessabout 7 mi · 40 parking spaces
Closest park or preserve
Pellicer Creek Conservation Areaabout 2 mi · 3.7 mi of trails
Closest public boat ramp
Bing's Landing Boat Rampabout 2 mi · Atlantic ICW (Flagler County) Matanzas River
Closest kayak & paddleboard launch
Bing's Landing Primitive Kayak Launch Beachabout 2 mi · Atlantic ICW (Flagler County) Matanzas River
Closest grocery store
Aldiabout 13 mi · 181 Blackford Way, St. Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
property taxes (current owner): $12,445/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $215/sq ft; this home is listed at $391/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 213 Conservatory Drive, Palm Coast, FL 32137Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Jun 2026 | $833,000 | $333 | 3/3 | 2,503 | 57 | 0.8 |
| 21 Luther Drive, Palm Coast, FL 32164Listed by D R HORTON REALTY INC | Feb 2026 | $349,990 | $188 | 4/2 | 1,862 | 48 | 1.2 |
| 28 Fielding Lane, Palm Coast, FL 32137Listed by WATSON REALTY CORPORATION | Sep 2026 | $455,000 | $258 | 3/2 | 1,763 | 3 | 1.3 |
| 88 Laramie Drive, Palm Coast, FL 32137Listed by BERKSHIRE HATHAWAY HOME SERVICES FLORIDA NETWORK | Jul 2026 | $429,900 | $215 | 4/2.5 | 2,000 | 8 | 1.3 |
| 43 Langdon Drive, Palm Coast, FL 32137Listed by MAXREV, LLC | Sep 2026 | $425,000 | $211 | 4/2 | 2,014 | 139 | 1.5 |
| 12 Lansing Lane, Palm Coast, FL 32137Listed by MARK SPAIN REAL ESTATE | Aug 2026 | $415,000 | $209 | 3/2 | 1,982 | 61 | 1.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COASTAL GATEWAY REAL ESTATE GROUP
Sold by: COASTAL GATEWAY REAL ESTATE GROUP (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on May 29, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines