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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Active

Active·80 days on market

7545 Lirope Street

Jacksonville, FL 32244

$309,000$180/sqftEst. $1,712/moMLS# 2156507
↓ $11,000 below original list
3
Beds
2
Baths
1,718
Sq Ft
2010
Built
2
Garage
No
Pool
FEMA Zone XHOA $29/mo10,890 sqft lotWaterfrontSingle Family Residence1 story

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Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Move in ready waterfront living in Westland Oaks. This well-kept 3BR/2BA home features an open floor plan that flows from the kitchen to cafe to family room; perfect for everyday living and entertaining. The kitchen offers black appliances, abundant cabinetry, a large island opening to the main living areas. LVP flooring and updated lighting create a fresh, modern feel throughout the kitchen, cafe area, and family room. Sliding glass doors open to the patio and expansive fenced yard with tranquil pond views. The primary suite is spacious and includes an ensuite bath complete with a garden tub, separate shower, extended vanity, and large walk-in closet. Two additional bedrooms provide flexible spaces for guests or other creative uses. Located minutes from NAS Jax, Costco, shopping, dining, and I 295 for unbeatable convenience.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,712
Property taxesest. at asking price, Duval County$505
HOAbilled annually$29
Estimated total, before insurance$2,245/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,195/yr · $350/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$309,000
$61,800
Loan Term
Monthly Payment
$1,712
Principal & Interest: $1,712
Property taxes (est.): $505
Insurance (est.): $206
Estimated Total Monthly
$2,422
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2010)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,775 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,195/yr

Estimated taxes if purchased at asking price: ~$6,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 26, 2026Price change$309,000−$6,000
  • Aug 15, 2026Price change$315,000−$5,000
  • Jul 22, 2026Listed$320,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $176/sq ft; this home is listed at $180/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
6275 Ironside Drive S, Jacksonville, FL 32244Listed by MARSH LIFE REALTY, LLCSep 2026$270,000$1413/21,917440.4
7543 Cliff Cottage Court, Jacksonville, FL 32244Listed by MOMENTUM REALTYSep 2026$290,000$1764/21,64400.5
7190 Preston Pines Trail, Jacksonville, FL 32244Listed by MOMENTUM REALTYSep 2026$255,000$1893/21,35200.6
6809 Morse Oaks Drive, Jacksonville, FL 32244Listed by EVERYSTATE INCSep 2026$253,000$1554/21,630911.1
6570 Gentle Oaks Drive S, Jacksonville, FL 32244Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDESep 2026$238,000$1663/21,4321211.2
7826 Allspice Circle E, Jacksonville, FL 32244Listed by JASON MITCHELL REAL ESTATE FLORIDA, LLC.Sep 2026$275,000$2093/21,318381.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$309,000
Price / Sq Ft$180
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,718
Acres0.25 acres
Year Built2010
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes

School Information

ElementarySallye B. Mathis
MiddleWestside
HighWestside High School

Community Information

Address7545 Lirope Street, Jacksonville, FL 32244
Area056-Yukon/Wesconnett/oak Hill
SubdivisionWestland Oaks
CityJacksonville
CountyDuval
StateFL
Zip Code32244
Lot Size10,890 sq ft
Parcel Number0159112085
ZoningResidential

Amenities

AmenitiesPlayground
Community FeaturesSidewalks, Street Lights, Curbs
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewPond
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Microwave, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Patio / PorchPatio
FencingBack Yard
RoofShingle
ConstructionStucco, Vinyl Siding
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJuly 22, 2026
Days on Market75
HOA Fees$350 / Annually
HOA FrequencyAnnually
Tax Amount$4,195.29
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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