This home is in Jacksonville.
Sold·Closed Sep 18, 2026·0 days on market·Recent sales in Jacksonville
7543 Cliff Cottage Court
Jacksonville, FL 32244
About this home
Jacksonville
This is one of those homes that just makes sense! Four bedrooms, two full baths, a great corner lot, a fenced backyard, and some of the biggest updates already taken care of. The entire interior has been freshly painted and updated lighting gives the home a fresh, clean feel throughout. Even better, the roof and hot water heater are both brand new this year, so two major items are already checked off the list. Out back, the fully fenced yard is ready for dogs, kids, weekend cookouts, or a quiet evening outside. The location is another win, with shopping, great restaurants, and quick access to major highways all nearby. Plenty of space, fresh updates, a great yard, and a location that keeps you close to everything. This is the kind of house that makes it easy to say, ''Yep, this could be the one!''
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
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Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2000)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,751 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Sep 19, 2026Closed$285,000
- Aug 28, 2026Active Under Contract$285,000
- Aug 27, 2026Listed$285,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $166/sq ft; this home is listed at $173/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 6275 Ironside Drive S, Jacksonville, FL 32244Listed by MARSH LIFE REALTY, LLC | Sep 2026 | $270,000 | $141 | 3/2 | 1,917 | 44 | 0.2 |
| 7190 Preston Pines Trail, Jacksonville, FL 32244Listed by MOMENTUM REALTY | Sep 2026 | $255,000 | $189 | 3/2 | 1,352 | 0 | 0.2 |
| 7611 McCowan Drive, Jacksonville, FL 32244Listed by WATSON REALTY CORP | Oct 2026 | $185,000 | $155 | 3/2 | 1,196 | 49 | 0.6 |
| 6809 Morse Oaks Drive, Jacksonville, FL 32244Listed by EVERYSTATE INC | Sep 2026 | $253,000 | $155 | 4/2 | 1,630 | 91 | 0.8 |
| 6570 Gentle Oaks Drive S, Jacksonville, FL 32244Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE | Sep 2026 | $238,000 | $166 | 3/2 | 1,432 | 121 | 1.1 |
| 7088 Sandperch Street, Jacksonville, FL 32244Listed by PULTE REALTY OF NORTH FLORIDA, LLC. | Oct 2026 | $329,000 | $185 | 4/2 | 1,775 | 12 | 1.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: MOMENTUM REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Sep 18, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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