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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Sold

Sold·Closed Sep 3, 2026·15 days on market

594 Cedar Avenue

Baldwin, FL 32234

$289,000sold priceListed at $289,000 · 100% of asking$206/sqftMLS# 2156318
3
Beds
2
Baths
1,400
Sq Ft
1964
Built
—
Garage
No
Pool
FEMA Zone XNo HOA0.50 acresSingle Family Residence1 story

About this home

Baldwin

Welcome to 594 Cedar Avenue! This beautifully renovated home offers the perfect blend of small-town charm and modern convenience, all within a short drive to Jacksonville. Situated on a spacious ½-acre lot, this move-in-ready home features a newly renovated interior, complete with brand-new appliances and New Windows!! The inviting layout includes a versatile flex space with its own designated entrance that can easily serve as a home office, playroom, formal dining area, or whatever best fits your lifestyle. The oversized yard offers plenty of room for adding an additional workshop, entertaining, gardening, pets, or simply relaxing outdoors. Conveniently located within walking distance of the Public Pool, Local Schools and Baldwin's favorite restaurants, you'll enjoy the best of small-town living with easy access to everyday amenities. An added bonus- this property qualifies for USDA financing, making homeownership even more affordable for eligible buyers.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,601
Property taxesest. at asking price, Duval County$472
Estimated total, before insurance$2,073/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,181/yr · $182/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$289,000
$57,800
Loan Term
Monthly Payment
$1,601
Principal & Interest: $1,601
Property taxes (est.): $472
Insurance (est.): $193
Estimated Total Monthly
$2,265
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1964)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,189 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,181/yr

Estimated taxes if purchased at asking price: ~$5,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 8, 2026Closed$289,000
  • Aug 11, 2026Pending$289,000
  • Jul 30, 2026Active Under Contract$289,000
  • Jul 24, 2026Active$289,000
  • Jul 20, 2026Listed$289,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $183/sq ft; this home is listed at $206/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
425 3rd Street W, Baldwin, FL 32234Listed by UNITED REAL ESTATE GALLERYJul 2026$275,000$1834/21,5061670.1
231 3rd (Includes Adjacent Lot) Street W, Baldwin, FL 32234Listed by EXP REALTY LLCMay 2026$265,000$2152/21,2302950.1
34 Delmonte Street, Baldwin, FL 32234Listed by TPR REAL ESTATE GROUP INCMay 2026$275,000$1963/21,400890.6
16509 Village Green Drive N, Jacksonville, FL 32234Listed by VENTURE REALTY CO, LLCJun 2026$90,000$532/21,707901.8
16517 Village Green Drive N, Jacksonville, FL 32234Listed by COLDWELL BANKER VANGUARD REALTYMar 2026$80,000$753/21,06411.8
16512 Village Green Drive N, Jacksonville, FL 32234Listed by UNITED REAL ESTATE GALLERYDec 2025$104,000$913/21,144551.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$289,000
Price / Sq Ft$206
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,400
Acres0.50 acres
Year Built1964
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address594 Cedar Avenue, Baldwin, FL 32234
Area081-Marietta/Whitehouse/Baldwin/Garden St
SubdivisionBaldwin
CityBaldwin
CountyDuval
StateFL
Zip Code32234
Lot Size21,780 sq ft
Parcel Number0004190015
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingOff Street

Interior

AppliancesDishwasher, Electric Range, Electric Water Heater, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

FencingBack Yard
RoofShingle
ConstructionBlock
Other StructuresShed(s)
Road SurfacePaved

Additional Information

Date ListedJuly 24, 2026
Days on Market15
Tax Amount$2,181.36
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REAL BROKER LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 3, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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