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Sold

Sold·Closed May 4, 2026·295 days on market

231 3rd (Includes Adjacent Lot) Street W

Baldwin, FL 32234

$265,000sold priceListed at $269,500 · 98.3% of asking$215/sqftMLS# 2079468
2
Beds
2
Baths
1,230
Sq Ft
1999
Built
1
Garage
No
Pool
No HOASingle Family Residence1 story

About this home

Baldwin

Welcome to this adorable 2 bedroom, 2 bathroom home that checks all the boxes! Home also includes the cleared buildable lot next door, making it one of the largest properties in the neighborhood! With 1,230 of living space, this single owner brick beauty has been well maintained and is move-in ready! Roof is 7 yrs old. Step inside to find luxury vinyl flooring and an open floor plan. The kitchen features a breakfast bar, tons of cabinet space, and flows seamlessly into the living area. Split floor plan and spacious primary bedroom boasting an en suite with double vanities and a large walk-in closet. Enjoy your mornings on the covered front patio or spend time on hobbies in the large storage shed/workshop that's included. Located in a quiet neighborhood backing up to peaceful woods. Walking distance to the schools, close to restaurants, and shopping, with easy access to I-10. Don't miss the opportunity to make this home yours!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,468
Property taxesest. at asking price, Duval County$433
Estimated total, before insurance$1,901/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$265,000
$53,000
Loan Term
Monthly Payment
$1,468
Principal & Interest: $1,468
Property taxes (est.): $433
Insurance (est.): $177
Estimated Total Monthly
$2,077
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1999)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,721 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jan 23, 2026Listed$269,500

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $183/sq ft; this home is listed at $219/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
425 3rd Street W, Baldwin, FL 32234Listed by UNITED REAL ESTATE GALLERYJul 2026$275,000$1834/21,5061670
594 Cedar Avenue, Baldwin, FL 32234Listed by REAL BROKER LLCSep 2026$289,000$2063/21,400150.1
34 Delmonte Street, Baldwin, FL 32234Listed by TPR REAL ESTATE GROUP INCMay 2026$275,000$1963/21,400890.6
820 Lafayette Street, Baldwin, FL 32234Listed by LPT REALTY LLCMay 2026$70,000$783/1.589620.7
538 Boykins Lane, Baldwin, FL 32234Listed by TOP SOURCE REALTY LLCJun 2026$125,000$1303/1960250.9
16517 Village Green Drive N, Jacksonville, FL 32234Listed by COLDWELL BANKER VANGUARD REALTYMar 2026$80,000$753/21,06411.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$269,500
Price / Sq Ft$219
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,230
Year Built1999
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages1
# of Carport Spaces3
Has PoolNo
Is WaterfrontNo

School Information

MiddleBaldwin
HighBaldwin

Community Information

Address231 3rd (Includes Adjacent Lot) Street W, Baldwin, FL 32234
Area081-Marietta/Whitehouse/Baldwin/Garden St
SubdivisionOrange Blossom Park
CityBaldwin
CountyDuval
StateFL
Zip Code32234
Parcel Number0004200240

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Attached Carport, Carport, Covered, Garage, Garage Door Opener, Off Street
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Range, Electric Water Heater, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringVinyl
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories1

Exterior

Lot DescriptionCleared
Patio / PorchAwning(s), Covered, Patio
RoofShingle
ConstructionBrick
Road SurfacePaved

Additional Information

Date ListedJanuary 24, 2026
Days on Market295
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EXP REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 4, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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