No photos available
This listing has no photos yet
No photos available
This listing has no photos yet
Sold·Closed Jan 16, 2026·72 days on market
860 Center Street N
Baldwin, FL 32234
About this home
Baldwin
Charming brand new 4 bedroom home in the family friendly town of Baldwin. Large dead end lot. No CDD or HOA fees, ready for move-in the first week of December. The seller is offering up to $5000 in closing cost assistance! This open floor plan features a seamless living area, dining area, & kitchen with food prep island. Granite countertops throughout. Large walk-in tiled shower in the master bathroom. Have children? They're able to walk to Baldwin Middle Senior High School right up the road. Work in Jacksonville? You're roughly 30 minutes away from the city, but get all the small town benefits the Baldwin community has to offer.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2025)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,380 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access and league fields from this home's location.
Closest park or preserve
Camp Milton Historic Preserveabout 6 mi · 1.3 mi of trails
Closest public boat ramp
Curtis Lee Johnson Marina Park Public Boat Ramp (aka. Lighthouse Marina)about 14 mi · Cedar River
Closest kayak & paddleboard launch
Pope Duval Fish Management Area East Pond – Hand Launch Ramp (No Gas Motors)about 4 mi · Pope Duval East Pond
Closest youth league fields
Cecil Aquatic Centerabout 6 mi · Swimming
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $196/sq ft; this home is listed at $193/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 856 Center Street N, Baldwin, FL 32234Listed by HERRON REAL ESTATE LLC | Jul 2025 | $299,900 | $172 | 4/2 | 1,739 | 44 | 0 |
| 858 Center Street N, Baldwin, FL 32234Listed by HERRON REAL ESTATE LLC | Jul 2025 | $295,000 | $183 | 4/2 | 1,608 | 40 | 0 |
| 175 May Street E, Baldwin, FL 32234Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | May 2025 | $263,000 | $205 | 3/2 | 1,284 | 7 | 0.1 |
| 594 Cedar Avenue, Baldwin, FL 32234Listed by REAL BROKER LLC | Sep 2026 | $289,000 | $206 | 3/2 | 1,400 | 15 | 0.4 |
| 425 3rd Street W, Baldwin, FL 32234Listed by UNITED REAL ESTATE GALLERY | Jul 2026 | $275,000 | $183 | 4/2 | 1,506 | 167 | 0.4 |
| 34 Delmonte Street, Baldwin, FL 32234Listed by TPR REAL ESTATE GROUP INC | May 2026 | $275,000 | $196 | 3/2 | 1,400 | 89 | 0.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: HERRON REAL ESTATE LLC
Sold by: EXPLORE REALTY INC. (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
More homes in Baldwin
For RentLease
622 Center Street NBaldwin, FL 32234
3 bd · 2 ba · 1,368 sq ft
$1,750/moWelcome to 622 Center St N in Baldwin, Florida! This beautiful all-brick, three-bedroom, two-bath home offers a blend…
Listing Office: century 21 lighthouse realty
For RentLease
530 Ellison Road EBaldwin, FL 32234
4 bd · 2 ba · 1,620 sq ft
$1,695/moThis 4 bedroom, 2 bathroom Baldwin manufactured home is located on over half an acre and features fresh paint…
Listing Office: gifford properties & management inc
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jan 16, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines