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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Active

Active·61 days on market

4649 N Ken Knight Drive

Jacksonville, FL 32209

$94,000$88/sqftEst. $521/moMLS# 2156227
3
Beds
2
Baths
1,066
Sq Ft
1969
Built
—
Garage
No
Pool
FEMA Zone AENo HOA3,920 sqft lotWaterfrontSingle Family Residence1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

**Income-Producing Waterfront Investment Opportunity!** Add this tenant-occupied, income-producing property to your investment portfolio. Situated on a canal just off the Ribault River, this home offers the added appeal of a peaceful waterfront setting while remaining conveniently located near major transportation routes, schools, shopping, and everyday amenities. With an established tenant already in place, this property provides immediate rental income from day one, making it an excellent opportunity for both seasoned and first-time investors. The desirable location and waterfront access enhance its long-term rental appeal and future value. Don't miss your chance to own an income-producing property in a convenient location with the added bonus of canal frontage just off the Ribault River. Property is selling ''As Is'' and is subject to lease. Buyer to verify all info.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$521
Property taxesest. at asking price, Duval County$153
Estimated total, before insurance$674/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,214/yr · $101/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$94,000
$18,800
Loan Term
Monthly Payment
$521
Principal & Interest: $521
Property taxes (est.): $154
Insurance (est.): $63
Estimated Total Monthly
$737
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1969)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,231 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,214/yr

Estimated taxes if purchased at asking price: ~$1,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Jul 20, 2026Listed$94,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $162/sq ft; this home is listed at $88/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
4751 Lincrest Drive N, Jacksonville, FL 32208Listed by JPAR CITY AND BEACHSep 2026$190,000$1713/21,112220.3
4313 Harbor View Drive, Jacksonville, FL 32208Listed by JPAR CITY AND BEACHSep 2026$203,000$1623/21,250410.4
4444 S Trenton Drive, Jacksonville, FL 32209Listed by VIRTUALTY REAL ESTATESep 2026$105,000$1123/1939220.7
4112 Owen Avenue, Jacksonville, FL 32209Listed by WHOLESALE REALTY LLCSep 2026$83,500$654/11,29010.7
3831 Owen Avenue, Jacksonville, FL 32209Listed by LPT REALTY LLCSep 2026$249,000$1973/21,262570.7
6949 Cavalier Road, Jacksonville, FL 32208Listed by REALHOME SERVICES AND SOLUTIONS INCSep 2026$54,220$423/1.51,281210.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$94,000
Price / Sq Ft$88
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,066
Acres0.09 acres
Year Built1969
TypeResidential
Sub-TypeSingle Family Residence
StyleVilla
StatusActive
Has PoolNo
Is WaterfrontYes

School Information

ElementaryRufus E. Payne
MiddleJean Ribault
HighJean Ribault

Community Information

Address4649 N Ken Knight Drive, Jacksonville, FL 32209
Area075-Trout River/College Park/Ribault Manor
SubdivisionWashington Heights
CityJacksonville
CountyDuval
StateFL
Zip Code32209
Lot Size3,920.4 sq ft
Lot Dimensions44x86
Parcel Number0402580010
ZoningResidential

Amenities

UtilitiesElectricity Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingOff Street
Waterfront TypeCanal Front

Interior

AppliancesElectric Range, Refrigerator
CoolingWall/Window Unit(s)
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Patio / PorchFront Porch
FencingChain Link
RoofShingle
ConstructionBrick
Other StructuresOther
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedAugust 10, 2026
Days on Market6
Tax Amount$1,213.71
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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