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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active·97 days on market

5 Burnet Place

Palm Coast, FL 32137

$430,000$190/sqftEst. $2,363/mo mortgageMLS# 2156151
↓ $40,000 below original list
4
Beds
2
Baths
2,264
Sq Ft
2004
Built
2
Garage
No
Pool
FEMA Zone XNo HOA10,019 sqft lotSingle Family Residence1 story

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Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Palm Coast

Welcome to your beautifully updated, energy-efficient home. This spacious 4BR, 2BA home combines modern upgrades with unbeatable sustainability and peace of mind. The heart of this home lies in its incredible utility savings and eco-friendly features. Enjoy relief on your power bills thanks to a fully owned whole-house solar system, paired with a Powerwall bank for seamless backup power. A new roof was installed in 2022, complemented by new attic insulation, a radiant barrier, and a solar attic fan to keep the home incredibly cool. Efficiency continues with a hybrid water heater added in 2023 and a new HVAC in 2025. Rest easy knowing the property is equipped with durable steel storm shutters. The home features a split bedroom design, separate DR, office, and family room. Bamboo laminate flooring in the main areas, tile in the kitchen and bathrooms. Stainless steel appliances. Large screened back porch. Don't miss this rare opportunity to own a high-tech, low-maintenance home.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$2,363
Estimated total, before insurance$2,363/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,522/yr · $377/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$430,000
$86,000
Loan Term
Monthly Payment
$2,363
Principal & Interest: $2,363
Insurance (est.): $287
Estimated Total Monthly
$2,650
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone HUR

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — 2022 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer · Palm Coast - building count > 0 within city limits · Public water (record)

County records show this parcel on central sewer served by Palm Coast - building count > 0 within city limits — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,794 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,522/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 17, 2026Price change$430,000−$5,000
  • Oct 6, 2026Price change$435,000−$15,000
  • Sep 5, 2026Price change$450,000−$20,000
  • Jul 20, 2026Listed$470,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $171/sq ft; this home is listed at $190/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
52 Buttonworth Drive, Palm Coast, FL 32137Listed by EXP REALTY LLCOct 2026$325,000$1623/22,01250.9
7 Bufalo Grove Drive, Palm Coast, FL 32164Listed by LENNAR REALTY INCSep 2026$310,000$1704/21,821470.9
2 Birdseye Place, Palm Coast, FL 32137Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$305,000$1753/21,744970.9
8 Bannbury Lane, Palm Coast, FL 32137Listed by FLORIDA HOMES REALTY & MTG LLCAug 2026$319,900$1564/22,0522361
23 Banner Lane, Palm Coast, FL 32137Listed by EAZ REALTY LLCOct 2026$377,000$2094/21,8001701.1
30 Bud Shire Lane, Palm Coast, FL 32164Listed by LENNAR REALTY INCJul 2026$310,994$1714/21,821191.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$430,000
Price / Sq Ft$190
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,264
Acres0.23 acres
Year Built2004
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

This listingNo schools reported in the MLS
ElementaryBelle Terre, reported on 18 other Palm Coast listings
MiddleIndian Trails, reported on 18 other Palm Coast listings
HighMatanzas, reported on 18 other Palm Coast listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address5 Burnet Place, Palm Coast, FL 32137
Area601-Flagler County-North Central
SubdivisionPalm Coast
CityPalm Coast
CountyFlagler
StateFL
Zip Code32137
Lot Size10,018.8 sq ft
Parcel Number0711317035001900160
ZoningResidential

Amenities

UtilitiesElectricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Entrance Foyer, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Double Oven, Electric Range, Electric Water Heater, Microwave, Plumbed For Ice Maker, Refrigerator
HeatingCentral, Electric, Heat Pump
CoolingAttic Fan, Central Air, Electric
FlooringLaminate, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecuritySecurity System Owned

Exterior

Exterior FeaturesStorm Shutters
Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Porch, Rear Porch, Screened
RoofShingle
Road SurfaceAsphalt

Additional Information

Date ListedJuly 20, 2026
Days on Market89
Tax Amount$4,521.78
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HESTIA REAL ESTATE SERVICES, INC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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