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Active

Active·1 day on market

3647 Royal Troon Court

Green Cove Springs, FL 32043

$413,500$183/sqftEst. $2,290/moMLS# 2168706
3
Beds
2.5
Baths
2,264
Sq Ft
1992
Built
2.5
Garage
No
Pool
FEMA Zone XHOA $167/mo0.43 acresSingle Family Residence1 story

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Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Green Cove Springs

Welcome to this charming 3-bedroom, 2.5-bath home nestled in the heart of Magnolia Point Golf & Country Club! This inviting home features a desirable split-bedroom floor plan with a welcoming foyer that opens to the spacious living and dining room. The kitchen overlooks the breakfast nook and family room, creating a comfortable space for everyday living and entertaining. The family room features a beautiful wood-burning fireplace flanked by built-in bookshelves, adding warmth and character. Step outside to the covered, screened patio overlooking a peaceful natural wooded setting with a charming pathway winding through the trees—perfect for morning coffee or relaxing at the end of the day. Conveniently located near shopping, restaurants, and Clay County schools, this lovely home offers comfort, character, privacy, and a wonderful location in Magnolia Point.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,290
Property taxesest. at asking price, Clay County$634
HOAbilled quarterly$167
Estimated total, before insurance$3,091/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,547/yr · $296/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$413,500
$82,700
Loan Term
Monthly Payment
$2,290
Principal & Interest: $2,290
Property taxes (est.): $634
Insurance (est.): $276
Estimated Total Monthly
$3,200
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1992)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record) · Public water (record)

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,422 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,547/yr

Estimated taxes if purchased at asking price: ~$7,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 16, 2026Active$413,500
  • Oct 8, 2026Listed$413,500

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $199/sq ft; this home is listed at $183/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3686 St Andrews Court, Green Cove Springs, FL 32043Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$565,000$2214/2.52,559230.1
3581 Oglebay Drive, Green Cove Springs, FL 32043Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$435,000$1994/22,182470.2
3585 Oglebay Drive, Green Cove Springs, FL 32043Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$425,000$1984/22,149490.2
1834 Shoal Creek Circle, Green Cove Springs, FL 32043Listed by SEFAIR INVESTMENTS, INC.Oct 2026$339,000$1414/32,406390.3
2008 Wedge Court, Green Cove Springs, FL 32043Listed by PURSUIT REAL ESTATE, LLCOct 2026$550,000$2214/2.52,493280.4
2039 Medinah Lane, Green Cove Springs, FL 32043Listed by EXIT 1 STOP REALTYSep 2026$442,000$1884/32,352140.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$413,500
Price / Sq Ft$183
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,264
Acres0.43 acres
Year Built1992
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2.5
Has PoolNo
Is WaterfrontNo

Community Information

Address3647 Royal Troon Court, Green Cove Springs, FL 32043
Area161-Green Cove Springs
SubdivisionMagnolia Point Golf
CityGreen Cove Springs
CountyClay
StateFL
Zip Code32043
Lot Size18,730.8 sq ft
Parcel Number05062601523200128
ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Gated, Golf Course, Pickleball, Tennis Court(s)
Community FeaturesGated
UtilitiesCable Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener, On Street
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Entrance Foyer, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Oven, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Sink, Washer Hookup
SecurityGated with Guard, Smoke Detector(s)

Exterior

Lot DescriptionCul-De-Sac, Sprinklers In Front, Sprinklers In Rear, Wooded
Patio / PorchCovered, Porch, Rear Porch, Screened
RoofShingle
ConstructionFrame, Stucco
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedOctober 16, 2026
Days on Market0
HOA Fees$502 / Quarterly
HOA FrequencyQuarterly
HOA NameMagnolia Point
Tax Amount$3,547.42
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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