Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Heritage Oaks, Macclenny.

Photo 1 / 54
Sold

Sold·Closed Jun 12, 2026·69 days on market·Recent sales in Heritage Oaks·Heritage Oaks

551 Heritage Crossing

Macclenny, FL 32063

$350,000sold priceListed at $359,000 · 97.5% of asking$154/sqftMLS# 2131359
4
Beds
3
Baths
2,277
Sq Ft
2006
Built
2
Garage
No
Pool

4 more homes for sale in Heritage Oaks →Search Heritage Oaks on the map

HOA $58/mo7,841 sqft lotSingle Family Residence2 stories

About this home

Heritage Oaks

Welcome to a beautifully maintained four-bedroom, three-bath home in Heritage Oaks, located in the rural town of Macclenny. This home sits on a nicely fenced corner lot with great curb appeal. Mature oak trees provide beauty and shade for the front and side porches, the perfect spot to escape with a good book and a morning cup of coffee. The home features a three-year-old A/C unit and a roof that is less than eight years old. Enjoy a gas fireplace, beautiful flooring, a formal dining room, an eat-in kitchen, stainless appliances and more. The fourth bedroom is now being thoroughly enjoyed as a family TV/gathering room, offering an additional bathroom. A white vinyl privacy fence surrounds the back and side yard, and its convenient location with easy access to Interstate 10 makes this a must-see. Don't forget the community amenity center with an in-ground pool and a children's playground.''

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,939
HOAbilled annually$58
Estimated total, before insurance$1,997/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,468/yr · $206/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$350,000
$70,000
Loan Term
Monthly Payment
$1,939
Principal & Interest: $1,939
Insurance (est.): $233
Estimated Total Monthly
$2,172
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,707 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:28 AM, sunset 7:02 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,468/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $157/sq ft; this home is listed at $158/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
574 Independence Drive, Macclenny, FL 32063Listed by FLATFLEE.COM INCJun 2026$350,000$1575/32,232270.1
801 N Lowder Street, Macclenny, FL 32063Listed by WATSON REALTY CORPApr 2026$210,000$1313/1.51,6091660.3
717 Bogie Drive, Macclenny, FL 32063Listed by DUAL STATE REAL ESTATE INCJun 2026$185,000$1144/21,620690.4
164 6th Street N, Macclenny, FL 32063Listed by DUAL STATE REAL ESTATE INCAug 2026$350,000$1254/32,798500.7
5826 Irvin Street, Macclenny, FL 32063Listed by EXIT INSPIRED REAL ESTATEJul 2026$437,000$2185/32,001550.7
1168 Coppergate Place, Macclenny, FL 32063Listed by REAL ESTATE WITH GARLON WEBBJun 2026$424,200$1953/22,1751600.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$359,000
Price / Sq Ft$158
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,277
Acres0.18 acres
Year Built2006
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesWest

School Information

MiddleBaker County
HighBaker County

Community Information

Address551 Heritage Crossing, Macclenny, FL 32063
Area501-Macclenny Area
SubdivisionHeritage Oaks
CityMacclenny
CountyBaker
StateFL
Zip Code32063
Lot Size7,840.8 sq ft
Parcel Number302S22021200000190

Amenities

UtilitiesElectricity Connected, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Attached, Garage, Garage Door Opener

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesDishwasher, Electric Cooktop, Electric Oven, Electric Water Heater, Ice Maker, Microwave, Refrigerator
HeatingCentral, Electric, Hot Water
CoolingCentral Air, Electric
FlooringCarpet, Laminate, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories2
LevelsMulti/Split
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionCorner Lot
Patio / PorchFront Porch, Side Porch
FencingBack Yard, Privacy, Vinyl
RoofShingle
ConstructionFiber Cement, Frame, Stucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedFebruary 22, 2026
Days on Market69
HOA Fees$700 / Annually
HOA FrequencyAnnually
Tax Amount$2,468.42
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FRONT PORCH REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Heritage Oaks

Heritage Oaks is a neighborhood in St. Johns County, FL (Baker County), ZIP 32063.

View all Heritage Oaks homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 12, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines