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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

$515,0003 bd · 3 ba · 3,007 sq ft

Active·4 days on market

6186 Michele Road

Macclenny, FL 32063

$515,000$171/sqftEst. $2,808/mo mortgageMLS# 2172065
3
Beds
3
Baths
3,007
Sq Ft
1992
Built
2
Garage
Yes
Pool
FEMA Zone XNo HOA0.95 acresSingle Family Residence1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Macclenny

Welcome home to this beautiful 3,000-square-foot brick residence, perfectly situated on a meticulously maintained .95-acre lot in one of the area's most desirable neighborhoods! Offering the perfect blend of comfort, charm, and outdoor living, this home is truly a place to relax and unwind. Inside, you'll find a spacious and inviting floor plan featuring brand-new carpet throughout, a stunning fireplace that serves as the heart of the living room, and beautiful French doors that invite natural light inside while showcasing picturesque views of the backyard oasis. The primary suite also features French doors offering convenient access to the pool and spa, creating your own private retreat. Guest bedrooms are thoughtfully connected by a convenient Jack-and-Jill bathroom. Step outside and discover your very own backyard paradise! Enjoy a gorgeous in-ground swimming pool & spa, charming gazebo area, and newer upgraded vinyl fencing, all surrounded by a beautifully maintained landscape

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,808
Estimated total, before insurance$2,808/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$515,000
$103,000
Loan Term
Monthly Payment
$2,808
Principal & Interest: $2,808
Insurance (est.): $343
Estimated Total Monthly
$3,151
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1992)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,607 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of November 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

History

Price & status history

  • Nov 6, 2026Active$515,000
  • Nov 3, 2026Listed$515,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $195/sq ft; this home is listed at $171/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
6096 Michele Road, Macclenny, FL 32063Listed by MOMENTUM REALTYAug 2025$535,000$2184/2.52,458390.1
551 Heritage Crossing, Macclenny, FL 32063Listed by FRONT PORCH REALTYJun 2026$350,000$1544/32,277690.5
574 Independence Drive, Macclenny, FL 32063Listed by FLATFLEE.COM INCJun 2026$350,000$1575/32,232270.5
746 N Lowder Street, Macclenny, FL 32063Listed by COLDWELL BANKER PREMIER PROPERTIESJul 2025$445,000$2013/22,21600.6
10425 Greystone Drive, Glen St. Mary, FL 32040Listed by WJH BROKERAGE FL LLCSep 2026$326,990$1505/32,180670.7
1168 Coppergate Place, Macclenny, FL 32063Listed by REAL ESTATE WITH GARLON WEBBJun 2026$424,200$1953/22,1751600.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$515,000
Price / Sq Ft$171
Bedrooms3
Bathrooms3.00
Full Baths2
Half Baths2
Square Footage3,007
Total Structure Area3,165 sq ft
Acres0.95 acres
Year Built1992
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo

School Information

MiddleBaker County
HighBaker County

Community Information

Address6186 Michele Road, Macclenny, FL 32063
Area501-Macclenny Area
SubdivisionWhispering Pines
CityMacclenny
CountyBaker
StateFL
Zip Code32063
Lot Size41,382 sq ft
Parcel Number302S22012000000190

Amenities

UtilitiesElectricity Connected
SewerSeptic Tank
Water SourceWell
ParkingCircular Driveway
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Central Vacuum, Eat-in Kitchen, His and Hers Closets, Jack and Jill Bath
AppliancesDishwasher, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate, Tile
# of Stories1
Spa FeaturesIn Ground

Exterior

Lot DescriptionWooded
Patio / PorchGlass Enclosed, Patio
FencingBack Yard
RoofShingle
ConstructionBrick
Other StructuresGazebo
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedNovember 6, 2026
Days on Market4
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REAL BROKER LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines