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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Jun 22, 2026·24 days on market·Recent sales in Jacksonville

3252 Thomas Street

Jacksonville, FL 32254

$55,000sold priceListed at $69,000 · 79.7% of asking$72/sqftMLS# 2144961
3
Beds
1
Baths
768
Sq Ft
1954
Built
—
Garage
No
Pool
No HOA4,792 sqft lotSingle Family Residence1 story

About this home

Jacksonville

* Highly Motivated Seller* Investor Special! Great opportunity for investors or buyers looking to add value. This income-producing property was previously rented for $1,000 per month and offers strong potential for renovation and future cash flow. Property is being sold AS-IS and will require repairs and updates. Ideal for a fix-and-flip, rental portfolio addition, or long-term investment. Conveniently located with plenty of upside potential. Bring your vision and make this property shine! No blind offers will be accepted. Buyers must schedule a tour prior to submitting an offer. Act fast opportunities like this do not last long!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$305
Property taxesest. at asking price, Duval County$90
Estimated total, before insurance$394/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,746/yr · $146/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$55,000
$11,000
Loan Term
Monthly Payment
$305
Principal & Interest: $305
Property taxes (est.): $90
Insurance (est.): $37
Estimated Total Monthly
$431
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1954)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,432 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$89,443$72,360—
2024$81,912$65,782▲ $11,896
2023$73,344$59,802—
2022$70,755$54,366—
2021$51,058$49,424▲ $4,894
2020$44,931$44,931▲ $16,715

2025 property taxes (current owner): $1,746/yr

Estimated taxes if purchased at asking price: ~$1,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $135/sq ft; this home is listed at $90/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3223 Nolan Street, Jacksonville, FL 32254Listed by NETWORTH REALTY OF JACKSONVILLE, LLCJul 2026$153,500$1663/1924900.2
2929 Spencer Street, Jacksonville, FL 32254Listed by FREEDOM REALTY GROUP LLCAug 2026$127,500$1313/29752180.5
816 Saranac Street, Jacksonville, FL 32254Listed by JWB REALTY LLCJul 2026$133,000$1353/29823350.5
3526 Ernest Street, Jacksonville, FL 32205Listed by COMPASS FLORIDA LLCSep 2026$219,900$2303/1957370.7
344 Sunshine Street, Jacksonville, FL 32254Listed by YOUR HOME SOLD GUARANTEED REALTY ADVISORSAug 2026$75,000$1301/157660.7
936 Saranac Street, Jacksonville, FL 32254Listed by FLORIDA HOMES REALTY & MTG LLCJul 2026$91,000$1332/16823270.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$69,000
Price / Sq Ft$90
Bedrooms3
Bathrooms1.00
Full Baths1
Square Footage768
Acres0.11 acres
Year Built1954
TypeResidential
Sub-TypeSingle Family Residence
StyleOther
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address3252 Thomas Street, Jacksonville, FL 32254
Area074-Paxon
SubdivisionHighway
CityJacksonville
CountyDuval
StateFL
Zip Code32254
Lot Size4,791.6 sq ft
Parcel Number0571330000

Amenities

UtilitiesElectricity Available, Water Available
Water SourcePublic
ParkingAdditional Parking

Interior

AppliancesElectric Range, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringVinyl, Wood
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Patio / PorchCovered, Front Porch, Rear Porch
FencingChain Link, Full, Wood
RoofShingle
ConstructionOther, Wood Siding
Road SurfaceAsphalt, Paved
Road FrontageCity Street

Additional Information

Date ListedMay 13, 2026
Days on Market24
Tax Amount$1,746.11
Tax Year2025
Listing TermsCash
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: JWB REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 22, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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