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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·64 days on market

2654 Wilkins Court

Jacksonville, FL 32209

$142,000$50/sqftEst. $787/moMLS# 2153814
↓ $33,000 below original list
4
Beds
3
Baths
2,843
Sq Ft
1964
Built
—
Garage
No
Pool
FEMA Zone XNo HOA7,841 sqft lotSingle Family Residence1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Unlock the potential at 2654 Wilkins Court! Offering over 2,800 sq. ft. with 4 bedrooms and 3 bathrooms, this spacious home is ready for your vision. Whether you're looking to fix and flip, renovate and rent, or hold for long-term appreciation, the possibilities are endless. Located just minutes from Downtown Jacksonville and I-95, this property sits in an area seeing continued growth and redevelopment, making it a smart investment opportunity. The generous floor plan provides the space to create exceptional value. Bring your contractor, your creativity, and your investment strategy--this is the kind of opportunity seasoned investors look for. Don't miss your chance to add value and capitalize on the potential this property has to offer. Schedule your showing today.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$787
Property taxesest. at asking price, Duval County$232
Estimated total, before insurance$1,018/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$936/yr · $78/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$142,000
$28,400
Loan Term
Monthly Payment
$787
Principal & Interest: $787
Property taxes (est.): $232
Insurance (est.): $95
Estimated Total Monthly
$1,113
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Membrane — year not disclosed (home built 1964)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,567 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$191,093$25,000▲ $8,714
2024$183,172$25,000▲ $3,046
2023$188,624$25,000▲ $20,782
2022$160,450$25,000▲ $10,622
2021$123,485$25,000—
2020$96,198$25,000—

2025 property taxes (current owner): $936/yr

Estimated taxes if purchased at asking price: ~$2,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 22, 2026Price change$142,000−$13,000
  • Sep 5, 2026Price change$155,000−$20,000
  • Aug 13, 2026Active$175,000
  • Aug 7, 2026Active Under Contract$175,000
  • Aug 7, 2026Active$175,000
  • Aug 6, 2026Closed$175,000
  • Aug 4, 2026Active Under Contract$175,000
  • Jul 4, 2026Listed$175,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $88/sq ft; this home is listed at $50/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2501 Doby Street, Jacksonville, FL 32209Listed by UNITED REAL ESTATE GALLERYJun 2026$210,000$844/2.52,501500.2
2417 W 25th Street, Jacksonville, FL 32209Listed by UNITED REAL ESTATE GALLERYAug 2026$200,000$884/22,280290.5
5560 Paris Avenue, Jacksonville, FL 32209Listed by BETTER HOMES AND GARDENS LIFESTYLES REALTYAug 2026$400,017$1336/33,01800.7
5918 Lusaid Drive, Jacksonville, FL 32209Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYOct 2026$140,000$683/2.52,048161
2024 W 15th Street, Jacksonville, FL 32209Listed by INTEGRITY KEY REALTY LLCJul 2026$190,000$913/22,08271.2
3902 Moncrief Road W, Jacksonville, FL 32209Listed by MARK SPAIN REAL ESTATEJul 2026$280,000$884/3.53,1801151.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$142,000
Price / Sq Ft$50
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,843
Acres0.18 acres
Year Built1964
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionFixer
StatusActive
Has PoolNo
Is WaterfrontNo

Community Information

Address2654 Wilkins Court, Jacksonville, FL 32209
Area075-Trout River/College Park/Ribault Manor
SubdivisionFloradale
CityJacksonville
CountyDuval
StateFL
Zip Code32209
Lot Size7,840.8 sq ft
Parcel Number0312940000

Amenities

Community FeaturesSidewalks
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Attached, Off Street, Unassigned, Other

Interior

Interior FeaturesHis and Hers Closets, Primary Bathroom - Tub with Shower, Split Bedrooms
AppliancesElectric Oven, Electric Range, Microwave
CoolingCentral Air, Wall/Window Unit(s)
FlooringCarpet, Tile
# of Stories1
LevelsMulti/Split
LaundryIn Unit
SecuritySecurity System Owned, Smoke Detector(s), Window Bars

Exterior

Lot DescriptionIrregular Lot
Patio / PorchCovered, Rear Porch
FencingBack Yard, Wood
RoofMembrane
ConstructionBrick
Other StructuresShed(s), Other
Road SurfaceConcrete, Paved
Road FrontageCity Street

Additional Information

Date ListedAugust 7, 2026
Days on Market80
Tax Amount$935.61
Tax Year2025
Listing TermsCash
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: SUNSHINE REALTY & CO LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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