Sold·Closed Aug 28, 2026·18 days on market
108 Indian Mound Road
Satsuma, FL 32189
About this home
Satsuma
Welcome to 108 Indian Mound Road in Satsuma--where country charm, extra space, and affordability come together to create the perfect place to start your next chapter.Some homes just feel right the moment you pull into the driveway--and is one of them. This adorable 3-bedroom, 2-bath home offers 1,200 square feet of warm, rustic-inspired living space designed to feel cozy from the moment you walk through the door. One of the biggest highlights is the fully fenced double lot totaling .46 acres, giving you room for kids and pets to play, space for a garden, or simply the privacy you've been looking for. Pet owners will especially appreciate the separate fenced dog run, giving your four-legged family members a space of their own. It's hard to find this much yard at this price point! Need a workshop, home gym, hobby space, or extra storage? The detached 16' x 21' shop comes equipped with its own mini-split system, allowing you to enjoy the space comfortably year-round.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone C
Zone C evacuates after zones A, B in an approaching storm.
Roof: Metal — year not disclosed (home built 2005)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Septic system (public record) · Private well (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,421 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $3,169/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Aug 29, 2026Closed$265,000
- Jul 22, 2026Active Under Contract$265,000
- Jul 15, 2026Price change$265,000−$5,000
- Jul 3, 2026Listed$270,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $185/sq ft; this home is listed at $221/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 105 Oakwood Road, Satsuma, FL 32189Listed by IHEART REALTY INC | Oct 2025 | $270,000 | $236 | 3/2 | 1,144 | 52 | 0 |
| 140 Coolwater Avenue, Satsuma, FL 32189Listed by NON MLS (realMLS) | Jun 2026 | $174,000 | $181 | 2/2 | 960 | 1 | 0.2 |
| 130 Roberts Boulevard, Satsuma, FL 32189Listed by FLORIDA HOMES REALTY & MTG LLC | Aug 2026 | $240,000 | $185 | 3/2 | 1,300 | 129 | 0.5 |
| 203 Horse Landing Road, Satsuma, FL 32189Listed by COLDWELL BANKER BEN BATES INC | Jul 2026 | $213,000 | $141 | 3/2 | 1,512 | 12 | 0.5 |
| 105 Leisurely Avenue, Satsuma, FL 32189Listed by EAGLES WORLD REALTY, INC | Dec 2025 | $60,000 | $63 | 2/2 | 960 | 42 | 0.5 |
| 101 Waterway Avenue, Satsuma, FL 32189Listed by COLDWELL BANKER PREMIER PROPERTIES | Sep 2026 | $191,000 | $207 | 3/2 | 924 | 69 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: MOMENTUM REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Aug 28, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines