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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed Jun 22, 2026·1 day on market

140 Coolwater Avenue

Satsuma, FL 32189

$174,000sold priceListed at $174,000 · 100% of asking$181/sqftMLS# 2151724
2
Beds
2
Baths
960
Sq Ft
1987
Built
—
Garage
No
Pool
No HOAManufactured Home1 story

About this home

Satsuma

This listing is for Comp Purposes Only.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$964
Estimated total, before insurance$964/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$174,000
$34,800
Loan Term
Monthly Payment
$964
Principal & Interest: $964
Insurance (est.): $116
Estimated Total Monthly
$1,080
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $213/sq ft; this home is listed at $181/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
108 Indian Mound Road, Satsuma, FL 32189Listed by MOMENTUM REALTYAug 2026$256,000$2133/21,200180.2
105 Oakwood Road, Satsuma, FL 32189Listed by IHEART REALTY INCOct 2025$270,000$2363/21,144520.2
105 Leisurely Avenue, Satsuma, FL 32189Listed by EAGLES WORLD REALTY, INCDec 2025$60,000$632/2960420.3
101 Waterway Avenue, Satsuma, FL 32189Listed by COLDWELL BANKER PREMIER PROPERTIESSep 2026$191,000$2073/2924690.4
104 Waterway Avenue, Satsuma, FL 32189Listed by CW REALTYJun 2026$247,000$2383/21,040380.4
111 Wateroak Road, Satsuma, FL 32189Listed by TIMBER TO TIDES REALTY LLCSep 2026$183,500$2122/28641050.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$174,000
Price / Sq Ft$181
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage960
Year Built1987
TypeResidential
Sub-TypeManufactured Home
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address140 Coolwater Avenue, Satsuma, FL 32189
Area564-East Palatka/San Mateo/N Satsuma/Orange Mills
SubdivisionMetes & Bounds
CitySatsuma
CountyPutnam
StateFL
Zip Code32189
Parcel Number43-10-27-8252-0010-0360

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
Water SourcePrivate, Well
ParkingOther

Interior

AppliancesDishwasher, Electric Cooktop, Electric Oven, Freezer, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1

Additional Information

Date ListedJune 22, 2026
Days on Market1
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: NON MLS (realMLS)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 22, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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