Active·22 days on market
101 Waterway Avenue
Satsuma, FL 32189
About this home
Satsuma
Move in ready Canal front Manufactured home. Absolutely stunning landscape on this large corner lot. Florida Sago palms, camellias, fruit trees, and too many others to mention. Enjoy the access to Dunns Creek, and a beautiful boat ride to the St. Johns River. Home boast 3 beds, 2 full baths, with a split floor plan. Owner suite is large and has a soaker tub and shower combination. Total remodel in kitchen, with new dark wood cabinets with pantry, new counter tops, and beautiful back splash. New Black stainless Refrigerator, dishwasher and gas stove, top off this kitchen. Everything you need to start living or vacationing on this water get away! 2 nice size 2nd an 3rd bedrooms with a large shower hall bath. Live the outdoor life with a large covered back porch, and your own grilling and cooking shed. Step down to the deck and newer framing for a lift to be added. Steps and deck need reapairs, but are accessible with CAUTION. This home has so many possibilities to make it your own!
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $651/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Metal — year not disclosed (home built 1992)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely septic · Private well (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,645 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- Jun 23, 2026Listed$196,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COLDWELL BANKER PREMIER PROPERTIES
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
Keep looking
More homes in St Johns Riverside Ests M
Pending$189,900MLS# 2135010Est. $1,011/mo138 Edgewater Road, Satsuma, FL 321893 Beds2 Baths1,248 sqftAn absolute steal for under 190k. You won't find a nicer canal home for the money. Priced way below comparable homes…
ResidentialTPR REAL ESTATE GROUP INC
Active$189,700MLS# 2091364Est. $1,010/mo520 Hickory Nut Trail, Satsuma, FL 321893 Beds2 Baths1,067 sqftWelcome to the perfect starter home! This stunning, brand-new residence is designed for easy living and perfectly…
ResidentialLANTERN REALTY, LLC.
Active$210,000MLS# 2111212Est. $1,118/mo118 Riverside Avenue, Satsuma, FL 321893 Beds2 Baths1,616 sqft10K PRICE IMPROVEMENT! Enjoy life on the water. This canal-front home offers direct access to some of North Florida's…
ResidentialIRON VALLEY REAL ESTATE NORTH FLORIDA
Active Under Contract$219,900MLS# 2143232Est. $1,170/mo203 Horse Landing Road, Satsuma, FL 321893 Beds2 Baths1,512 sqftWell maintained home on double lot! This 3 bedroom 2 bath home has many updates throughout. Upon entering the…
ResidentialCOLDWELL BANKER BEN BATES INC
Your Local Expert
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Contact KristaText Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines