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Active Under Contract

Active Under Contract·152 days on market

130 Roberts Boulevard

Satsuma, FL 32189

$240,000$185/sqftEst. $1,277/moMLS# 2130094
3
Beds
2
Baths
1,300
Sq Ft
1995
Built
Garage
No
Pool

About this home

Satsuma

Move-in ready and beautifully updated! This 3-bedroom, 2-bath home features brand-new flooring, fresh interior paint, and a spacious, functional layout designed for comfortable everyday living. Situated on a large corner lot, the property offers a fully fenced backyard with plenty of room for outdoor entertaining. Enjoy the small-town living while still being conveniently located near shopping, dining, and the St. Johns River. Whether you are a first-time home buyer, looking to downsize, or searching for an investment property, this well-maintained home is ready for its next owner. With modern updated already completed, you can move in and start enjoying your new home from day one. Schedule your showing today, and see everything this property has to offer.

Cost to own

Mortgage calculator

$240,000
$48,000
Loan Term
Monthly Payment
$1,212
Principal & Interest: $1,212
Est. Taxes & Insurance: $303
Estimated Total Monthly
$1,515
*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,277
Estimated total, before insurance$1,277/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,273/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Metal — year not disclosed (home built 1995)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,599 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Feb 13, 2026Listed$240,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$240,000
Price / Sq Ft$185
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,300
Acres0.39 acres
Year Built1995
TypeResidential
Sub-TypeSingle Family Residence
StyleFlat, Ranch
StatusActive Under Contract
Has PoolNo
Is WaterfrontNo

School Information

ElementaryBrowning Pearce
HighPalatka

Community Information

Address130 Roberts Boulevard, Satsuma, FL 32189
Area564-East Palatka/San Mateo/N Satsuma/Orange Mills
SubdivisionSan Mateo Estates 2
CitySatsuma
CountyPutnam
StateFL
Zip Code32189
Lot Size16,988.4 sq ft
Parcel Number311027827000100180

Amenities

UtilitiesElectricity Connected
SewerSeptic Tank
Water SourcePublic
ParkingOther, On Street

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Kitchen Island, Primary Bathroom - Shower No Tub
AppliancesDishwasher, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

RoofMetal

Additional Information

Date ListedFebruary 13, 2026
Days on Market129
Tax Amount$3,273.49
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Contact KristaText Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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