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Sold

Sold·Closed Aug 18, 2026·129 days on market

130 Roberts Boulevard

Satsuma, FL 32189

$240,000sold priceListed at $240,000 · 100% of asking$185/sqftMLS# 2130094
3
Beds
2
Baths
1,300
Sq Ft
1995
Built
—
Garage
No
Pool
FEMA Zone XNo HOA16,988 sqft lotSingle Family Residence1 story

About this home

Satsuma

Move-in ready and beautifully updated! This 3-bedroom, 2-bath home features brand-new flooring, fresh interior paint, and a spacious, functional layout designed for comfortable everyday living. Situated on a large corner lot, the property offers a fully fenced backyard with plenty of room for outdoor entertaining. Enjoy the small-town living while still being conveniently located near shopping, dining, and the St. Johns River. Whether you are a first-time home buyer, looking to downsize, or searching for an investment property, this well-maintained home is ready for its next owner. With modern updated already completed, you can move in and start enjoying your new home from day one. Schedule your showing today, and see everything this property has to offer.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,329
Estimated total, before insurance$1,329/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,273/yr · $273/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$240,000
$48,000
Loan Term
Monthly Payment
$1,329
Principal & Interest: $1,329
Insurance (est.): $160
Estimated Total Monthly
$1,489
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Metal — year not disclosed (home built 1995)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,599 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,273/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 19, 2026Closed$240,000
  • Feb 13, 2026Listed$240,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $236/sq ft; this home is listed at $185/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
115 Bellray Drive, San Mateo, FL 32187Listed by NON MLS (realMLS)Aug 2026$115,000$1022/21,12400.1
137 & 135 Riverside Drive, Satsuma, FL 32189Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$475,000$3833/21,2391260.3
689 S HIGHWAY17, San Mateo, FL 32187Listed by MOMENTUM REALTYJul 2026$600,000$3603/21,6681180.3
108 Indian Mound Road, Satsuma, FL 32189Listed by MOMENTUM REALTYAug 2026$256,000$2133/21,200180.5
140 Coolwater Avenue, Satsuma, FL 32189Listed by NON MLS (realMLS)Jun 2026$174,000$1812/296010.5
105 Oakwood Road, Satsuma, FL 32189Listed by IHEART REALTY INCOct 2025$270,000$2363/21,144520.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$240,000
Price / Sq Ft$185
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,300
Acres0.39 acres
Year Built1995
TypeResidential
Sub-TypeSingle Family Residence
StyleFlat, Ranch
StatusClosed
Has PoolNo
Is WaterfrontNo

School Information

ElementaryBrowning Pearce
HighPalatka

Community Information

Address130 Roberts Boulevard, Satsuma, FL 32189
Area564-East Palatka/San Mateo/N Satsuma/Orange Mills
SubdivisionSan Mateo Estates 2
CitySatsuma
CountyPutnam
StateFL
Zip Code32189
Lot Size16,988.4 sq ft
Parcel Number311027827000100180

Amenities

UtilitiesElectricity Connected
SewerSeptic Tank
Water SourcePublic
ParkingOther, On Street

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Kitchen Island, Primary Bathroom - Shower No Tub
AppliancesDishwasher, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

RoofMetal

Additional Information

Date ListedFebruary 13, 2026
Days on Market129
Tax Amount$3,273.49
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 18, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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