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Active Under Contract

Active Under Contract·74 days on market

203 Horse Landing Road

Satsuma, FL 32189

$219,900$145/sqftEst. $1,170/moMLS# 2143232
3
Beds
2
Baths
1,512
Sq Ft
1995
Built
Garage
No
Pool

About this home

Satsuma

Well maintained home on double lot! This 3 bedroom 2 bath home has many updates throughout. Upon entering the property, you'll notice the extensive concrete driveway and parking area along with the huge covered carport and patio. A versatile Florida room converts to a screened porch, perfect for year around enjoyment. The interior has laminate flooring throughout and updated windows. A spacious living room with corner fireplace and vaulted ceiling is open to the dining room. The cheerful kitchen has plenty of cabinet and counter space. Primary suite with remodeled bath and large shower. Inside laundry room (washer and dryer included) accesses the covered deck made with durable composite boards. Outside you'll find a fully fenced yard, nice landscaping, metal roof, a 16 x 24 workshop/storage building and much more. Schedule your appointment to see this great property today!

Cost to own

Mortgage calculator

$219,900
$43,980
Loan Term
Monthly Payment
$1,111
Principal & Interest: $1,111
Est. Taxes & Insurance: $278
Estimated Total Monthly
$1,388
*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,170
Estimated total, before insurance$1,170/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Metal — year not disclosed (home built 1995)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,632 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • May 2, 2026Listed$219,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$219,900
Price / Sq Ft$145
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,512
Acres0.60 acres
Year Built1995
TypeResidential
Sub-TypeManufactured Home
StatusActive Under Contract
# of Carport Spaces2
Has PoolNo
Is WaterfrontNo

Community Information

Address203 Horse Landing Road, Satsuma, FL 32189
Area564-East Palatka/San Mateo/N Satsuma/Orange Mills
SubdivisionSt Johns Riverside Ests M
CitySatsuma
CountyPutnam
StateFL
Zip Code32189
Lot Size26,136 sq ft
Parcel Number431027825200100640

Amenities

UtilitiesElectricity Connected, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingAttached Carport

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Open Floorplan, Primary Bathroom - Shower No Tub
AppliancesDishwasher, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1

Exterior

Patio / PorchCovered, Deck, Patio, Screened
FencingFenced, Chain Link
RoofMetal
ConstructionFrame, Vinyl Siding
Other StructuresWorkshop
Road SurfaceAsphalt

Additional Information

Date ListedMay 2, 2026
Days on Market28
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER BEN BATES INC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Contact KristaText Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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