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Pending

Pending·69 days on market

63 Ponce Preserve Drive

Palm Coast, FL 32164

$365,805$176/sqftEst. $1,947/moMLS# 2143945

Beds

Baths

2,077

Sq Ft

2026

Built

Garage

Pool

About this home

Palm Coast

Rates as low as 4.99! Up to $15k CC for any deal using our preferred lender. Discover this must-see Slate model home. Included features: an inviting covered entry; a large great room; a well-appointed kitchen with a walk-in pantry and a center island; a stunning primary suite showcasing an expansive walk-in closet and a private bath with both a soaker tub and shower; a separate en-suite with it's own bath with walk-in shower; a convenient laundry; a covered patio and a 3-car garage. Washer, dryer, refrigerator are included. Visit today! SAMPLE PHOTOS, actual homes as constructed may not contain the features and layouts depicted and may vary from image(s). *Financing subject to change.

Cost to own

Mortgage calculator

Home Price

$365,805

Down Payment: 20%

$73,161

Interest Rate: 6.49%

Loan Term

Monthly Payment

$1,848

Principal & Interest: $1,848

Est. Taxes & Insurance: $462

Estimated Total Monthly

$2,310

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,947

HOAbilled quarterly$119

Estimated total, before insurance$2,066/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,733 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.