This home is in San Marco, Jacksonville.
Active·90 days on market·San Marco
1031 Riviera Street
Jacksonville, FL 32207
30 more homes for sale in San Marco →Search San Marco on the map
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
San Marco
Welcome to this beautifully updated 1921 bungalow in historic San Marco. Blending timeless character with modern convenience, this move- in ready 1,252± sq. ft., 2 bedroom, 1 bath, and a flexible bonus room ideal for an office, nursery, or creative space, Original hardwood floors, ample natural light. The kitchen features stainless steel appliances, natural gas cooking & ample cabinetry. Upgrades include central HVAC, two mini-splits, tankless water heater, spray foam insulation, smart thermostat, water softener, and generator pre-wire. And with a TRANSFERABLE home warranty! Enjoy the screened front porch, fenced backyard, detached garage/workshop, storage shed & off-street parking. Just blocks from San Marco Square's restaurants, boutiques, parks, cafés, and theatre, with easy access to Downtown, Southbank, Baptist Medical Center, Wolfson Children's Hospital, &ongoing neighborhood improvements. A rare opportunity in one of Jacksonville's most sought-after historic neighborhoods.As-IS
Next steps in San Marco
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AE — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone B
Zone B evacuates after zone A in an approaching storm.
Roof: material not specified — year not disclosed (home built 1921)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,608 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $362,102 | $345,319 | — |
| 2024 | $313,927 | $313,927 | — |
| 2023 | $306,400 | $306,400 | ▲ $6,573 |
| 2022 | $292,926 | $0 | ▲ $26,275 |
| 2021 | $237,673 | $237,673 | ▲ $14,961 |
| 2020 | $218,523 | $218,523 | ▲ $14,568 |
2025 property taxes (current owner): $6,617/yr
Estimated taxes if purchased at asking price: ~$7,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 13, 2026Active$375,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $269/sq ft; this home is listed at $300/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 821 Old Hickory Road, Jacksonville, FL 32207Listed by DJ & LINDSEY REAL ESTATE | Oct 2026 | $395,000 | $285 | 2/1.5 | 1,385 | 14 | 1 |
| 2121 Felch Avenue, Jacksonville, FL 32207Listed by DOOR INVESTMENT LLC | Sep 2026 | $215,000 | $157 | 4/1 | 1,370 | 167 | 1.5 |
| 1723 Orlando Circle S, Jacksonville, FL 32207Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Sep 2026 | $265,000 | $284 | 2/1 | 933 | 11 | 1.8 |
| 1122 Miramar Avenue, Jacksonville, FL 32207Listed by RE/MAX SPECIALISTS | Sep 2026 | $332,500 | $242 | 3/2 | 1,374 | 2 | 1.9 |
| 1117 Peachtree Street, Jacksonville, FL 32207Listed by WATSON REALTY CORP | Sep 2026 | $350,000 | $269 | 2/1 | 1,302 | 29 | 1.9 |
| 1514 Pasco Street, Jacksonville, FL 32202Listed by CRYSTAL CLEAR REALTY, LLC | Oct 2026 | $97,000 | $85 | 3/1 | 1,146 | 34 | 2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About San Marco
San Marco is a neighborhood in Jacksonville, FL (Duval County), ZIP 32207.
View all San Marco homes for sale →Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines