This home is in San Marco, Jacksonville.
Active·Listed today·San Marco
1031 Riviera Street
Jacksonville, FL 32207
About this home
San Marco
Welcome to this beautifully updated 1921 bungalow in historic San Marco. Blending timeless character with modern convenience, this move- in ready 1,252± sq. ft., 2 bedroom, 1 updated bath, and a flexible bonus room ideal for an office, nursery, or creative space, Original hardwood floors, ample natural light. The kitchen features stainless steel appliances, natural gas cooking & ample cabinetry. Upgrades include central HVAC, two mini-splits, tankless water heater, spray foam insulation, smart thermostat, water softener, and generator pre-wire. Enjoy the screened front porch, fenced backyard, detached garage/workshop, storage shed & off-street parking. Just blocks from San Marco Square's restaurants, boutiques, parks, cafés, and theatre, with easy access to Downtown, Southbank, Baptist Medical Center, Wolfson Children's Hospital, and ongoing neighborhood improvements. A rare opportunity in one of Jacksonville's most sought-after historic neighborhoods.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $362,102 | $345,319 | — |
| 2024 | $313,927 | $313,927 | — |
| 2023 | $306,400 | $306,400 | ▲ $6,573 |
| 2022 | $292,926 | $0 | ▲ $26,275 |
| 2021 | $237,673 | $237,673 | ▲ $14,961 |
| 2020 | $218,523 | $218,523 | ▲ $14,568 |
2025 property taxes (current owner): $6,617/yr
Estimated taxes if purchased at asking price: ~$7,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AE — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone B
Zone B evacuates after zone A in an approaching storm.
Roof: material not specified — year not disclosed (home built 1921)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,608 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- Jul 13, 2026Active$375,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About San Marco
San Marco is a neighborhood in Jacksonville, FL (Duval County), ZIP 32207.
View all San Marco homes for sale →Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Krista Fracke
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