Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

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Active

For Rent·60 days on market

1036 N Black Cherry Drive

St. Johns, FL 32259

$1,850/moMLS# 2152936

Rental listing

Krista specializes in home sales, not rentals. To tour or apply for this rental, contact the listing agent directly:

Thirdstone Properties · THIRDSTONE PROPERTIES LLC emc@thirdstoneproperties.com

Beds

Baths

1,268

Sq Ft

2006

Built

Garage

Pool

Cost to own

Mortgage calculator

Home Price

$1,850

Down Payment: 20%

$370

Interest Rate: 6.66%

Loan Term

Monthly Payment

$10

Principal & Interest: $10

Property taxes (est.): $3

Insurance (est.): $1

Estimated Total Monthly

$13

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$188,000	$188,000	—
2024	$205,500	$172,616	—
2023	$200,880	$156,924	—
2022	$167,000	$142,658	—
2021	$138,500	$129,689	—
2020	$128,000	$117,899	—

Estimated taxes if purchased at asking price: ~$0/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.