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Sold·Closed Mar 19, 2026·82 days on market
10 Heron Drive
Palm Coast, FL 32137
About this home
Palm Coast
This is it — the piece of paradise you've been waiting to call your own! Located in the highly prestigious, gated community of Palm Coast Plantation, this beautifully maintained 3-bedroom, 3-bathroom home with an office truly has it all. Situated on 3/4 acre with 125 feet of direct waterfront on the privately owned 126-acre Emerald Lake, this 2006 Centex-built home welcomes you with a long circular driveway, lush landscaping, and a timeless tile roof. The HOA green space to the left of the property offers added privacy and enhances your panoramic lake views. Unwind on your screened-in back porch, relax in the above-ground hot tub, or enjoy the breathtaking nightly sunsets from your composite dock (built in 2015). Love the water? Launch the inflatable pontoon or kayak — both included with the home — and explore the serenity of Emerald Lake. Inside, you'll find thoughtful architectural details including lighted tray ceilings, a formal living room, dining room, and
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Tile — year not disclosed (home built 2006)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,756 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Fort Matanzas south accessabout 14 mi · 40 parking spaces
Closest park or preserve
Pellicer Creek Conservation Areaabout 10 mi · 3.7 mi of trails
Closest public boat ramp
Bing's Landing Boat Rampabout 7 mi · Atlantic ICW (Flagler County) Matanzas River
Closest kayak & paddleboard launch
Bing's Landing Accessible Kayak Launch Dockabout 7 mi · Atlantic ICW (Flagler County) Matanzas River
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
West-facing backyard — the sunset lot
The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:31 AM, sunset 6:46 PM.
- Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
- Expect afternoon glare on rear glass, and real value in lanai screening or shade trees.
- Morning coffee happens in shade; the front of the home takes the sunrise.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $4,468/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $396/sq ft; this home is listed at $240/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2654 Sunset Inlet Drive, Flagler Beach, FL 32136Listed by COASTAL GATEWAY REAL ESTATE GROUP | Aug 2026 | $975,000 | $315 | 4/3.5 | 3,098 | 65 | 0.7 |
| 165 S Riverwalk Drive, Palm Coast, FL 32137Listed by HAMMOCK REAL ESTATE GROUP | Jun 2026 | $1,169,000 | $391 | 3/3.5 | 2,989 | 3 | 0.9 |
| 220 S Riverwalk Drive, Palm Coast, FL 32137Listed by BERKSHIRE HATHAWAY HOME SERVICES FLORIDA NETWORK REALTY | Jul 2026 | $829,900 | $396 | 3/2.5 | 2,097 | 9 | 1.2 |
| 3303 N N Ocean Shore Blvd Boulevard, Flagler Beach, FL 32136Listed by ONE SOTHEBY'S INTERNATIONAL REALTY | Jun 2026 | $1,708,000 | $694 | 5/4.5 | 2,460 | 144 | 1.3 |
| 3538 N Ocean Shore Boulevard, Palm Coast, FL 32137Listed by REMAX SELECT PROFESSIONALS | Jun 2026 | $1,350,000 | $456 | 5/4.5 | 2,960 | 281 | 1.9 |
| 93 Pegasus Road, Flagler Beach, FL 32136Listed by CENTURY COMMUNITIES OF FLORIDA | Apr 2026 | $555,090 | $197 | 4/3.5 | 2,823 | 52 | 2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC
Sold by: FLORIDA HOMES REALTY & MTG LLC (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Mar 19, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines