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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Hidden Oaks, Lake Butler.

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Active·111 days on market·Hidden Oaks

15116 SW 94th Circle

Lake Butler, FL 32054

$364,900$219/sqftEst. $2,021/moMLS# 2152717
↓ $25,100 below original list
3
Beds
2
Baths
1,664
Sq Ft
2022
Built
2
Garage
No
Pool

8 more homes for sale in Hidden Oaks →Search Hidden Oaks on the map

FEMA Zone XNo HOASingle Family Residence1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Hidden Oaks

Welcome home to this beautifully built residence in the highly sought after neighborhood of Hidden Oaks. This 3 Bed/2 Bath home is move in ready and combines modern style with everyday comfort and no HOA. Enjoy the open concept floor plan featuring a spacious kitchen with granite countertops, stainless steel appliances, a large center island and pantry. It's perfect for family gatherings and entertaining. The private primary suite offers a relaxing retreat with an ensuite bathroom featuring a walk in shower, soaking tub, and large walk in closet, & connecting to laundry for easy access. Start your mornings with coffee or unwind in the afternoon on either of the covered porches. Hidden Oaks is known for its safe and family friendly atmosphere where children can ride bikes, play in the streets and enjoy an active outdoor lifestyle. This home is conveniently located just off of HWY 121 with a short 30 minute commute to Gainesville. Note: Some photos have been virtually staged

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,021
Estimated total, before insurance$2,021/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$364,900
$72,980
Loan Term
Monthly Payment
$2,021
Principal & Interest: $2,021
Insurance (est.): $243
Estimated Total Monthly
$2,264
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,726 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 11, 2026Price change$364,900−$5,000
  • Aug 10, 2026Price change$369,900−$10,000
  • Jul 9, 2026Price change$379,900−$10,100
  • Jun 27, 2026Listed$390,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $192/sq ft; this home is listed at $219/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
15054 SW 94th Circle, Lake Butler, FL 32054Listed by MARK SPAIN REAL ESTATEMay 2025$280,000$1923/21,46130.2
9288 SW 148th Place, Lake Butler, FL 32054Listed by AMERICAN DREAM OF NORTHEAST FLORIDADec 2025$222,000$1683/21,3231290.3
9945 SW 150th Run, Lake Butler, FL 32054Listed by CW REALTYJun 2025$350,000$1723/22,04070.5
9973 SW 150th Run, Lake Butler, FL 32054Listed by CW REALTYJun 2025$289,288$1573/21,84470.5
319 NW Ninth Avenue, Lake Butler, FL 32054Listed by FLORIDA HOMES REALTY & MTG LLCNov 2025$279,900$2173/21,290951.5
1322 SW 4th Place Place, Lake Butler, FL 32054Listed by THE NEWCOMER GROUPJul 2026$285,000$2003/21,424541.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$364,900
Price / Sq Ft$219
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,664
Total Structure Area2,492 sq ft
Year Built2022
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryOther
MiddleOther
HighOther

Community Information

Address15116 SW 94th Circle, Lake Butler, FL 32054
Area542-Union County-South
SubdivisionHidden Oaks
CityLake Butler
CountyUnion
StateFL
Zip Code32054
Parcel Number36-05-19-1F-000-0330-0 (852)
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected
SewerSeptic Tank
Water SourcePrivate
ParkingAdditional Parking, Garage, Garage Door Opener, On Street

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringLaminate
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Patio / PorchCovered, Front Porch, Porch, Rear Porch
RoofShingle
ConstructionComposition Siding
Road SurfacePaved
Road FrontageCounty Road

Additional Information

Date ListedJune 27, 2026
Days on Market76
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ENGEL & VOLKERS GAINESVILLE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Hidden Oaks

Hidden Oaks is a neighborhood in Ponte Vedra Beach, FL (Union County), ZIP 32054.

View all Hidden Oaks homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

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