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Active

Active·188 days on market

000-10 SE 265th Court Road

Umatilla, FL 32784

$749,900$212/sqftEst. $3,991/moMLS# 2007110
4
Beds
3
Baths
3,545
Sq Ft
2025
Built
2
Garage
No
Pool

About this home

Umatilla

Welcome to this top-quality Custom Designed LEED/Energy Star Rated Queen Palm floor plan starting at $749,900 ''to be built'' located in Hidden Oaks Lakefront Country Estates.This classic 3 - 4-bedroom 3.5 bath 2,550 sq ft home offers a large front porch with grand entry way. Upon entering the home, discover an elegant open concept offering 10ft ceilings with spacious oversized Great Room with gas fireplace, Kitchen, and casual Dining area. The large, exquisite quartz countered breakfast bar island, 42'' hard wood cabinets with soft-close European hinges and walk-in pantry are perfect for entertaining. The French doors in the dining area open to an expansive porch overlooking your view of Lake Nicatoon. The private owner's retreat offers a spacious owner's ensuite with separate vanities, soaking tub, oversized shower, a large walk-in closet with direct access to the ample laundry room. The spacious 41 ft x 10 ft rear porch is impressive, you will want to bring your lounge chairs

Cost to own

Mortgage calculator

$749,900
$149,980
Loan Term
Monthly Payment
$3,812
Principal & Interest: $3,812
Est. Taxes & Insurance: $953
Estimated Total Monthly
$4,765
*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,991
HOAbilled monthly$130
Estimated total, before insurance$4,121/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone A — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal, Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,440 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Jan 9, 2026Listed$749,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$749,900
Price / Sq Ft$212
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,545
Total Structure Area4,135 sq ft
Acres2.04 acres
Year Built2025
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary, Craftsman, Patio Home, Ranch
Property ConditionTo Be Built
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes
New ConstructionYes

Community Information

Address000-10 SE 265th Court Road, Umatilla, FL 32784
Area643-Marion County-SE
SubdivisionHidden Oaks
CityUmatilla
CountyMarion
StateFL
Zip Code32784
Lot Size88,862.4 sq ft
Parcel Number5092101000

Amenities

AmenitiesGated, Jogging Path, Park, Water
UtilitiesCable Available, Electricity Available, Propane
SewerSeptic Tank
Water SourcePrivate
Green / EnergyConstruction, HVAC, Insulation, Windows
ParkingGarage, Garage Door Opener
ViewLake, Water
Waterfront TypeLake Front

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Home, Smart Thermostat, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Oven, Electric Range, Electric Water Heater, Gas Cooktop, Gas Oven, Ice Maker, Plumbed For Ice Maker, Refrigerator, Tankless Water Heater
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate, Tile, Wood
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Lower Level

Exterior

Lot DescriptionWooded
Patio / PorchPatio
RoofMetal, Shingle
ConstructionBrick, Composition Siding, Frame, Stone
Other StructuresOutdoor Kitchen
Road SurfaceAsphalt, Paved
Road FrontagePrivate Road

Additional Information

Date ListedJanuary 10, 2026
Days on Market837
HOA Fees$130 / Monthly
HOA FrequencyMonthly
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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