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Sold

Sold·Closed Jul 14, 2026·54 days on market

1322 SW 4th Place Place

Lake Butler, FL 32054

$285,000sold priceListed at $290,000 · 98.3% of asking$200/sqftMLS# 2139577
3
Beds
2
Baths
1,424
Sq Ft
2020
Built
—
Garage
No
Pool
No HOA1.00 acresSingle Family Residence1 story

About this home

Lake Butler

Set on a beautiful 1-acre lot within Lake Butler city limits, this 3-bedroom, 2-bath home offers 1,424 square feet of living space and a unique opportunity to enjoy the space and freedom that is so often hard to find while still having the convenience of being right in town. Built in 2020, this property combines newer construction with the charm of small-town living. From the moment you arrive, you can appreciate the sense of openness this property provides, with room to spread out, enjoy the outdoors, and create the kind of lifestyle so many buyers are searching for.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,579
Estimated total, before insurance$1,579/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$285,000
$57,000
Loan Term
Monthly Payment
$1,579
Principal & Interest: $1,579
Insurance (est.): $190
Estimated Total Monthly
$1,769
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,682 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

property taxes (current owner): $2,978/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Jul 16, 2026Closed$290,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $192/sq ft; this home is listed at $204/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
220 SW 3RD, Lake Butler, FL 32054Listed by HERRON REAL ESTATE LLCAug 2026$300,000$2443/21,2321440.6
16859 SE 83rd Terrace, Lake Butler, FL 32054Listed by JULIE MORROW PREMIER REALTY INCJul 2026$280,000$1903/21,475811
15054 SW 94th Circle, Lake Butler, FL 32054Listed by MARK SPAIN REAL ESTATEMay 2025$280,000$1923/21,46131.5
7236 SE 163rd Lane, Lake Butler, FL 32054Listed by CW REALTYJan 2026$149,000$1083/21,3801292.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$290,000
Price / Sq Ft$204
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,424
Acres1.00 acres
Year Built2020
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo

School Information

ElementaryOther
MiddleOther
HighOther

Community Information

Address1322 SW 4th Place Place, Lake Butler, FL 32054
Area542-Union County-South
SubdivisionReserve At Lake Butler.
CityLake Butler
CountyUnion
StateFL
Zip Code32054
Lot Size43,560 sq ft
Lot Dimensions152x304
Parcel Number31052000000053E0

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached Carport, Off Street

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Primary Bathroom - Shower No Tub
AppliancesDishwasher, Electric Cooktop, Electric Oven, Electric Range, Microwave, Refrigerator
HeatingElectric
CoolingElectric
FlooringCarpet, Tile, Vinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionCleared, Few Trees
Patio / PorchCovered, Front Porch
FencingFenced, Wire
RoofShingle
ConstructionFiber Cement
Other StructuresShed(s)
Road SurfacePaved

Additional Information

Date ListedApril 11, 2026
Days on Market54
Tax Amount$2,978.03
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: THE NEWCOMER GROUP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 14, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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