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Active

Active·10 days on market

570 SW 5th Street

Lake Butler, FL 32054

$275,900$228/sqftEst. $1,417/moMLS# 2159608

Beds

Baths

1,208

Sq Ft

2026

Built

—

Garage

Pool

About this home

Lake Butler

New Construction! This beautifully designed 3-bedroom, 2-bath home offers 1,208 square feet of thoughtfully appointed living space, featuring an open-concept layout, warm laminate flooring, solid-wood cabinetry, and elegant granite countertops. The split-bedroom floor plan provides both privacy and functionality, while abundant natural light creates an inviting atmosphere throughout. Step outside to enjoy covered front and rear porches with beautiful tongue-and-groove ceilings. A move-in-ready home offering the comfort of new construction with timeless appeal. Note: some photos have been virtually staged

Cost to own

Mortgage calculator

Home Price

$275,900

Down Payment: 20%

$55,180

Interest Rate: 6.65%

Loan Term

Monthly Payment

$1,417

Principal & Interest: $1,417

Insurance (est.): $184

Estimated Total Monthly

$1,601

*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$1,417

Estimated total, before insurance$1,417/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,658 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 11, 2026Listed$275,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$275,900

Price / Sq Ft$228

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,208

Acres0.24 acres

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

StyleContemporary

StatusActive

Has PoolNo

Is WaterfrontNo

New ConstructionYes

School Information

ElementaryOther

MiddleOther

HighOther

Community Information

Address570 SW 5th Street, Lake Butler, FL 32054

Area542-Union County-South

SubdivisionMetes & Bounds

CityLake Butler

CountyUnion

StateFL

Zip Code32054

Lot Size10,367.28 sq ft

Parcel Number3105201600003010

ZoningResidential

Amenities

UtilitiesWater Available

SewerPublic Sewer

Water SourcePublic

ParkingOther

Interior

Interior FeaturesCeiling Fan(s), Open Floorplan

AppliancesConvection Oven, Dishwasher, Microwave, Refrigerator

HeatingCentral

CoolingCentral Air

# of Stories1

LevelsOne

Additional Information

Date ListedAugust 11, 2026

Days on Market10

Listing TermsCash, Conventional, FHA

55+ CommunityNo

New ConstructionYes

Listing Courtesy of: ENGEL & VOLKERS GAINESVILLE

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Keep looking

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Your Local Realtor

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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