This home is in Hidden Oaks, Umatilla.
Active·280 days on market·Hidden Oaks
000-09 SE 265th Court Road
Umatilla, FL 32784
8 more homes for sale in Hidden Oaks →Search Hidden Oaks on the map
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About this home
Hidden Oaks
Welcome to this top-quality Custom Designed LEED/Energy Star Rated Cypress floor plan starting at $716,900 ''to be built'' in Hidden Oaks Lakefront Country Estates. The Grand wooden timbers offer a breathtaking 13' x 8'covered front entry into this custom home. A formal foyer with 10' ceiling leads you into an open floor plan with Great room, kitchen with expansive eat-up island, oversized walk-in pantry and large dining area. Walls of windows offer a view into nature from the great room overlooking the rear covered porch. The Flex Space is an added bonus to this floor plan. This bonus room would be perfect for a sitting room, or with optional French doors it would make a wonderful private study/library or office. The owners suite boasts a massive walk-in closet, an ensuite bath with double vanities, large soaking tub, custom shower and private water closet. The laundry room also offers access to the owners suite closet, optional work counter space
Next steps in Hidden Oaks
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Metal, Shingle — year not disclosed (home built 2025)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,050 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Jan 9, 2026Listed$716,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Hidden Oaks
Hidden Oaks is a neighborhood in Ponte Vedra Beach, FL (Marion County), ZIP 32784.
View all Hidden Oaks homes for sale →Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines