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Active

Active·239 days on market

000-08 SE 265th Court Road

Umatilla, FL 32784

$689,900$251/sqftEst. $3,547/moMLS# 2005942

Beds

Baths

2,745

Sq Ft

2025

Built

Garage

Pool

About this home

Umatilla

Welcome to this top-quality Custom Designed LEED/Energy Star Rated DOGWOOD floor plan located in Hidden Oaks Lakefront Country Estates. This classic ''Old-World Florida'' home welcomes you with a beautiful large 33' x 6' open front porch. As you enter through double front doors and grand open foyer you are presented with the heart of the home. An expansive Great room with a 17' vaulted ceilings and large windows overlooking the rear covered patio. The kitchen offers three walls of cabinets, gorgeous quartz counter tops, large island with seating area and oversized walk-in pantry. This kitchen is a chef's delight. The formal dining room adds to this wonderful spacious floorplan. The rear entry garage with access off the kitchen leads you to a powder room and large laundry room. The laundry room also has access directly into the master bedroom closet. The gorgeous private owners suite offers vaulted ceiling, an oversized walk-in closet, ensuite with double vanities

Cost to own

Mortgage calculator

Home Price

$689,900

Down Payment: 20%

$137,980

Interest Rate: 6.66%

Loan Term

Monthly Payment

$3,547

Principal & Interest: $3,547

Insurance (est.): $460

Estimated Total Monthly

$4,007

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$3,547

HOAbilled monthly$130

Estimated total, before insurance$3,677/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal, Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,050 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jan 3, 2026Listed$689,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$689,900

Price / Sq Ft$251

Bedrooms4

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage2,745

Total Structure Area3,405 sq ft

Acres2.04 acres

Year Built2025

TypeResidential

Sub-TypeSingle Family Residence

StyleContemporary, Patio Home

Property ConditionTo Be Built

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontYes

New ConstructionYes

Community Information

Address000-08 SE 265th Court Road, Umatilla, FL 32784

Area643-Marion County-SE

SubdivisionHidden Oaks

CityUmatilla

CountyMarion

StateFL

Zip Code32784

Lot Size88,862.4 sq ft

Parcel Number50921-008-00

Amenities

AmenitiesGated, Jogging Path, Park, Water

UtilitiesCable Available, Electricity Available, Propane

SewerSeptic Tank

Water SourcePrivate

Green / EnergyConstruction, HVAC, Insulation, Windows

ParkingGarage, Garage Door Opener

ViewLake, Water

Waterfront TypeLake Front

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Guest Suite, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Home, Smart Thermostat, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Electric Range, Electric Water Heater, Gas Cooktop, Gas Oven, Ice Maker, Plumbed For Ice Maker, Refrigerator

HeatingCentral

CoolingCentral Air

FlooringCarpet, Laminate, Tile, Wood

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Lower Level