197 Enclave Avenue

• • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

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  For Sale

  323 Fishtail Place

  Palm Coast, FL 32164

  4 bd · 2 ba · 1,510 sq ft

  $355,000Est. $1,889/mo

  Discover the Drayton floor plan showcasing a charming Craftsman-style exterior. This open-concept 4-bedroom, 2-bath…

  Listing Office: pulte realty of north florida, llc.

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  For Sale

  320 Fishtail Place

  Palm Coast, FL 32164

  3 bd · 2.5 ba · 1,962 sq ft

  $357,000Est. $1,900/mo

  Discover the all-new Seaport floor plan, showcasing a charming Coastal-style exterior. This inviting 3-bedroom,…

  Listing Office: pulte realty of north florida, llc.

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  For Sale

  196 Enclave Avenue

  Palm Coast, FL 32164

  4 bd · 3 ba · 2,078 sq ft

  $349,997Est. $1,863/mo

  New Construction! The thoughtfully designed Agate plan offers an open layout with a well-appointed kitchen--featuring a…

  Listing Office: axen realty llc

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  For Sale

  200 Enclave Avenue

  Palm Coast, FL 32164

  4 bd · 3 ba · 2,078 sq ft

  $349,997Est. $1,863/mo

  Newly built home. The thoughtfully designed Agate plan offers an open layout with a well-appointed kitchen--featuring a…

  Listing Office: axen realty llc

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  For Sale

  15 Ocean Crest Way 1334

  Palm Coast, FL 32137

  3 bd · 2 ba · 1,264 sq ft

  $399,000Est. $2,124/mo

  Listing Office: william raveis real estate

  in Hammock Beach
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  For Sale

  1347 Ribbon Place

  Palm Coast, FL 32164

  4 bd · 3 ba · 2,407 sq ft

  $394,997Est. $2,102/mo

  Listing Office: century communities of florida

  in Seminole Woods