$357,038Sold4 bd · 3 ba · 2,078 sq ft
Sold·Closed Oct 27, 2026·299 days on market
195 Enclave Avenue
Palm Coast, FL 32164
About this home
Palm Coast
Newly built home. The thoughtfully designed Agate plan offers an open layout with a well-appointed kitchen--featuring a center island and pantry--overlooking a spacious great room and dining area with patio access. A secluded primary suite boasts an expansive walk-in closet and a private bath. You'll love the professionally curated fixtures and finishes selected by our design team!
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2025)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,553 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Fort Matanzas south accessabout 18 mi · 40 parking spaces
Closest park or preserve
Pellicer Creek Conservation Areaabout 13 mi · 3.7 mi of trails
Closest public boat ramp
Bing's Landing Boat Rampabout 11 mi · Atlantic ICW (Flagler County) Matanzas River
Closest kayak & paddleboard launch
Bing's Landing Accessible Kayak Launch Dockabout 11 mi · Atlantic ICW (Flagler County) Matanzas River
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
Northeast-facing backyard — summer sunrises, all-day cool
The listing reports the home facing southwest, which puts the backyard on the northeast side. Today at this address: sunrise 6:45 AM, sunset 5:32 PM.
- The rear catches early summer sun (the sun rises almost straight into this exposure in June), then stays comfortable and shaded through the heat of the day.
- The coolest diagonal for a lanai.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
History
Price & status history
- Oct 29, 2026Closed$368,887
- Oct 15, 2026Pending$368,887
- Sep 14, 2026Active$368,887
- Aug 11, 2026Pending$368,887
- Dec 3, 2025Listed$368,887
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $183/sq ft; this home is listed at $172/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 198 Enclave Avenue, Palm Coast, FL 32164Listed by AXEN REALTY LLC | Sep 2026 | $329,997 | $183 | 4/2 | 1,800 | 115 | 0 |
| 188 Enclave Avenue, Palm Coast, FL 32164Listed by AXEN REALTY LLC | Sep 2026 | $349,997 | $169 | 4/3 | 2,070 | 255 | 0 |
| 206 Enclave Avenue, Palm Coast, FL 32164Listed by AXEN REALTY LLC | Sep 2026 | $322,997 | $178 | 4/3 | 1,810 | 115 | 0.1 |
| 214 Enclave Avenue, Palm Coast, FL 32164Listed by AXEN REALTY LLC | Sep 2026 | $345,997 | $167 | 4/3 | 2,070 | 243 | 0.1 |
| 77 Wandering Creek Way, Palm Coast, FL 32164Listed by MERITAGE HOMES OF FLORIDA REALTY | Nov 2026 | $344,990 | $187 | 4/3 | 1,842 | 94 | 0.5 |
| 305 Fishtail Place, Palm Coast, FL 32164Listed by PULTE REALTY OF NORTH FLORIDA, LLC. | Oct 2026 | $327,000 | $207 | 2/2 | 1,581 | 152 | 0.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: AXEN REALTY LLC
Sold by: NON MLS (realMLS) (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Oct 27, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
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