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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·12 days on market

35 Enclave Avenue

Palm Coast, FL 32164

$355,997$196/sqftEst. $1,956/mo mortgageMLS# 2169000
Open house Sun, Oct 25 · 12:00 pm–6:00 pm
4
Beds
3
Baths
1,813
Sq Ft
2026
Built
2
Garage
No
Pool
FEMA Zone XHOA $15/mo6,098 sqft lotSingle Family Residence1 storyNew construction

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Palm Coast

Explore this exceptional Larimar model home, thoughtfully designed to combine comfort, style, and everyday functionality. An inviting covered entry welcomes you into a spacious open-concept layout featuring a well-appointed kitchen with elegant white cabinetry, a large center island, and a walk-in pantry that provides ample storage. The adjoining dining area flows seamlessly into the expansive great room, creating the perfect setting for entertaining and daily living. Retreat to the luxurious primary suite, complete with a generous walk-in closet and a deluxe bath featuring dual vanities for added convenience. The covered patio extends the living space outdoors, offering the perfect place to relax, dine, or entertain. Showcasing professionally selected finishes and model-home quality throughout, this stunning residence is truly move-in ready and designed to impress. SAMPLE PHOTOS, actual homes as constructed may not contain the features and layouts depicted and may vary from image(s).

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$1,956
HOAbilled annually$15
Estimated total, before insurance$1,972/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,573/yr · $214/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$355,997
$71,199
Loan Term
Monthly Payment
$1,956
Principal & Interest: $1,956
Insurance (est.): $237
Estimated Total Monthly
$2,194
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,535 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,573/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 19, 2026Price change$355,997+$906
  • Oct 13, 2026Listed$355,091

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $178/sq ft; this home is listed at $196/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
206 Enclave Avenue, Palm Coast, FL 32164Listed by AXEN REALTY LLCSep 2026$322,997$1784/31,8101150.1
214 Enclave Avenue, Palm Coast, FL 32164Listed by AXEN REALTY LLCSep 2026$345,997$1674/32,0702430.1
210 Enclave Avenue, Palm Coast, FL 32164Listed by AXEN REALTY LLCAug 2026$327,997$1814/31,810780.1
201 Enclave Avenue, Palm Coast, FL 32164Listed by AXEN REALTY LLCJul 2026$368,887$1784/32,0781830.1
202 Enclave Avenue, Palm Coast, FL 32164Listed by AXEN REALTY LLCJul 2026$336,997$1624/32,0781940.1
198 Enclave Avenue, Palm Coast, FL 32164Listed by AXEN REALTY LLCSep 2026$329,997$1834/21,8001150.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$355,997
Price / Sq Ft$196
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage1,813
Acres0.14 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

This listingNo schools reported in the MLS
ElementaryBunnell, reported on 9 other Seminole Palms listings
MiddleBuddy Taylor, reported on 9 other Seminole Palms listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address35 Enclave Avenue, Palm Coast, FL 32164
Area603-Flagler County-South Central
SubdivisionSeminole Palms
CityPalm Coast
CountyFlagler
StateFL
Zip Code32164
Lot Size6,098.4 sq ft
Parcel Number2012311922000000020

Amenities

AmenitiesPlayground
UtilitiesElectricity Available, Water Available
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Nook, Entrance Foyer, Kitchen Island
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Gas Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryIn Unit
SecuritySmoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Patio
RoofShingle
ConstructionFrame, Stone
Road SurfaceAsphalt, Paved
Road FrontageCity Street

Additional Information

Date ListedOctober 13, 2026
Days on Market12
HOA Fees$185 / Annually
HOA FrequencyAnnually
Tax Amount$2,573.1
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: AXEN REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

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