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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Deerwood, Jacksonville a pool home in Jacksonville.

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Active Under Contract

Active Under Contract·45 days on market·Deerwood

8176 Blue Jay Lane

Jacksonville, FL 32256

$725,000$314/sqftEst. $3,697/moMLS# 2151308
4
Beds
2
Baths
2,312
Sq Ft
1979
Built
2
Garage
Yes
Pool

About this home

Deerwood

You will love this charming updated 4 bedroom 2.5 bathroom Deerwood home that sits on a quiet oversized cul-de-sac lot. You will be pleasantly surprised by the coziness of the floor plan, wood floors and wood burning fireplace. The master bathroom has been recently renovated with all marble finishes, you will love it! The exterior was painted 3 months ago with Sherwin Williams Rain Refresh Paint that washes dirt away and lasts longer than regular paint. Roof is 7 years old. There is an iirigation well that helps a lot with water bill!!! In addition the house was re-insulated two years ago with a special product to keep pest out. This property is within walking distance to the playground/sports field/basketball court and super easy access to Baymeadows gate.

Cost to own

Mortgage calculator

$725,000
$145,000
Loan Term
Monthly Payment
$3,697
Principal & Interest: $3,697
Property taxes (est.): $1,184
Insurance (est.): $483
Estimated Total Monthly
$5,364
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$3,697
Property taxesest. at asking price, Duval County$1,184
HOAbilled annually$254
Estimated total, before insurance$5,134/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,045/yr · $420/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$569,678$254,556
2024$531,436$246,675 $7,942
2023$550,841$238,034
2022$498,639$229,645
2021$385,976$221,500
2020$326,653$217,752 $6,704

2025 property taxes (current owner): $5,045/yr

Estimated taxes if purchased at asking price: ~$14,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1979)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,591 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jun 18, 2026Listed$725,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$725,000
Price / Sq Ft$314
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,312
Acres0.48 acres
Year Built1979
TypeResidential
Sub-TypeSingle Family Residence
StyleCottage, Ranch
StatusActive Under Contract
# of Garages2
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo

Community Information

Address8176 Blue Jay Lane, Jacksonville, FL 32256
Area024-Baymeadows/Deerwood
SubdivisionDeerwood
CityJacksonville
CountyDuval
StateFL
Zip Code32256
Lot Size20,908.8 sq ft
Lot Dimensions140x150
Parcel Number1486312090
ZoningResidential

Amenities

UtilitiesCable Available, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewPool

Interior

Interior FeaturesEat-in Kitchen, Entrance Foyer, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Double Oven, Dryer, Electric Water Heater, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LaundryIn Garage
SecuritySecurity Gate

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear, Wooded
FencingBack Yard
RoofShingle
ConstructionWood Siding
Road SurfaceAsphalt

Additional Information

Date ListedJune 18, 2026
Days on Market6
HOA Fees$3,045.77 / Annually
HOA FrequencyAnnually
Tax Amount$5,045.28
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About Deerwood

Deerwood is a neighborhood in Jacksonville, FL (Duval County), ZIP 32256.

View all Deerwood homes for sale →

Listing Courtesy of: PONTE VEDRA CLUB REALTY, INC.

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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