This home is in Jacksonville — a waterfront home in Jacksonville.
Active·71 days on market
360 Tidewater Drive
Jacksonville, FL 32211
About this home
Jacksonville
Bring your Boat!! This beautifully updated 4 bedroom 3 bath home sits on a spectacular waterfront lot with dock and boat lift. This home is a masterpiece of style and function!! This 4 bedroom 3 full bath home has been completely updated with brand new kitchen featuring new cabinets, stainless appliances, quartz counters and more. The home has LVP floors throughout, beautifully updated bathrooms, updated fixtures, sit on the HUGE screened porch overlooking the water, beautiful tree lined lot with dock and boat lift. 2 AC units 2018 & 2025, New water heater, Metal Roof 2014, Generator ''As-Is'' & Dock/Boat Lift ''As-Is'' The moment you drive down the tree lined street and see the home you will realize You are HOME. Located close to shopping, restaurants, schools, downtown and just a short drive to the beach...This home is a MUST see!!
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $329,737 | $145,349 | — |
| 2024 | $305,910 | $145,405 | ▼ $322 |
| 2023 | $323,212 | $139,714 | ▲ $8,446 |
| 2022 | $303,048 | $134,189 | — |
| 2021 | $261,940 | $128,825 | — |
| 2020 | $212,547 | $126,357 | ▲ $6,166 |
2025 property taxes (current owner): $3,126/yr
Estimated taxes if purchased at asking price: ~$15,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AE — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Metal — 2014 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,126 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Jul 23, 2026Price change$799,900−$29,770
- Jul 9, 2026Price change$829,670−$9,730
- May 28, 2026Listed$839,400
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines