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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·115 days on market

6947 Wiley Road

Jacksonville, FL 32210

$290,000$160/sqftEst. $1,606/moMLS# 2151138
3
Beds
2
Baths
1,814
Sq Ft
1954
Built
2
Garage
No
Pool
FEMA Zone XNo HOA1.03 acresSingle Family Residence1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Spacious 3 bedroom and 2 bathroom property. House sits on 1 acre of level land. Home features stainless steel appliances, smart thermostat and August front door lock for smart home security. Cameras and alarm installed by ADT. No HOA fees, covered back patio. Home is being sold AS-IS. Agent owned. Happy Showing!

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,606
Property taxesest. at asking price, Duval County$474
Estimated total, before insurance$2,080/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,712/yr · $309/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$290,000
$58,000
Loan Term
Monthly Payment
$1,606
Principal & Interest: $1,606
Property taxes (est.): $474
Insurance (est.): $193
Estimated Total Monthly
$2,273
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1954)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Public water (record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,395 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $275,000 in April 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$247,964$178,392—
2024$219,566$169,566▼ $2,473
2023$229,648$179,648—
2022$198,100$198,100—
2021$171,626$52,080—
2020$159,735$74,981▲ $8,936

2025 property taxes (current owner): $3,712/yr

Estimated taxes if purchased at asking price: ~$5,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jun 17, 2026Listed$290,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $147/sq ft; this home is listed at $160/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
7018 Bonnie Brae Lane, Jacksonville, FL 32210Listed by FORWARD REAL ESTATE INVESTMENT GROUP LLCOct 2026$254,000$1473/21,730140.2
6752 Miss Muffet Lane N, Jacksonville, FL 32210Listed by I OPEN DOORS REALTYSep 2026$110,000$863/11,275260.3
7244 Mimosa Grove Place, Jacksonville, FL 32210Listed by MARK SPAIN REAL ESTATESep 2026$260,000$1893/21,377300.4
2449 Lane Avenue S, Jacksonville, FL 32210Listed by UP REAL ESTATESep 2026$205,000$1373/21,49170.5
1806 Memory Lane, Jacksonville, FL 32210Listed by FLORIDA HOMES REALTY & MTG LLCOct 2026$330,000$1773/21,869100.6
2130 Hugh Edwards Drive, Jacksonville, FL 32210Listed by WHOLESALE REALTY LLCSep 2026$113,000$883/1.51,28800.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$290,000
Price / Sq Ft$160
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,814
Acres1.03 acres
Year Built1954
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address6947 Wiley Road, Jacksonville, FL 32210
Area053-Hyde Grove Area
SubdivisionLackawanna
CityJacksonville
CountyDuval
StateFL
Zip Code32210
Lot Size44,866.8 sq ft
Parcel Number0116140000

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingAdditional Parking, Attached, Garage, Garage Door Opener

Interior

Interior FeaturesEat-in Kitchen, Primary Downstairs, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesElectric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
# of Stories1
LevelsOne
SecuritySecurity System Owned, Smoke Detector(s)

Exterior

Patio / PorchCovered, Rear Porch
FencingFenced, Chain Link, Full
RoofShingle
ConstructionBrick, Concrete

Additional Information

Date ListedJune 18, 2026
Days on Market33
Tax Amount$3,712.05
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: 904 REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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