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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·117 days on market

4051 Myra Street

Jacksonville, FL 32205

$239,900$288/sqftEst. $1,329/moMLS# 2150754
↓ $10,000 below original list
2
Beds
1
Baths
834
Sq Ft
1940
Built
4
Garage
No
Pool
FEMA Zone XNo HOA7,405 sqft lotSingle Family Residence1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Price Improvement ! Now offered at $239,900. Seller is also offering $5000 toward buyer's allowable closing costs, prepaid expenses, or rate buy-down, subject to contract terms. Fully remodeled and move-in ready, this charming home in the desirable Murray Hill neighborhood offers modern upgrades and unbeatable convenience just minutes from downtown and major highways including I-10 and I-95. The property has been completely updated from top to bottom, featuring a brand-new kitchen with modern finishes, new appliances, new fence, new flooring throughout, new walking shower and fresh interior and exterior paint. Major improvements include a new roof and a fully replaced drain system with new PVC, while the AC and electrical systems are in solid condition--giving you peace of mind with all major items already taken care of.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,329
Property taxesest. at asking price, Duval County$392
Estimated total, before insurance$1,721/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,677/yr · $140/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$239,900
$47,980
Loan Term
Monthly Payment
$1,329
Principal & Interest: $1,329
Property taxes (est.): $392
Insurance (est.): $160
Estimated Total Monthly
$1,880
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1940)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,143 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$168,425$63,663—
2024$169,043$61,162—
2023$173,337$57,925▲ $20,024
2022$149,770$54,782▲ $25,717
2021$110,101$51,731▲ $7,958
2020$100,327$50,327—

2025 property taxes (current owner): $1,677/yr

Estimated taxes if purchased at asking price: ~$4,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 14, 2026Price change$239,900−$5,000
  • Aug 13, 2026Price change$244,900−$5,000
  • Jun 15, 2026Listed$249,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $248/sq ft; this home is listed at $288/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3625 Myra Street, Jacksonville, FL 32205Listed by SOMEDAY HOMES REALTY, LLC.Aug 2026$223,000$2322/1962150.2
4510 Sappho Avenue, Jacksonville, FL 32205Listed by REAL BROKER LLCSep 2026$275,000$2683/11,02570.3
3526 Ernest Street, Jacksonville, FL 32205Listed by COMPASS FLORIDA LLCSep 2026$219,900$2303/1957370.3
4722 Sappho Avenue, Jacksonville, FL 32205Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$290,000$2962/197910.5
3153 Ernest Street, Jacksonville, FL 32205Listed by UNITED REAL ESTATE GALLERYSep 2026$210,000$2073/11,0151000.6
4759 Post Street, Jacksonville, FL 32205Listed by MOMENTUM REALTYOct 2026$259,900$2482/11,050570.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$239,900
Price / Sq Ft$288
Bedrooms2
Bathrooms1.00
Full Baths1
Square Footage834
Acres0.17 acres
Year Built1940
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages4
Has PoolNo
Is WaterfrontNo

School Information

ElementaryPinedale
MiddleLake Shore
HighRiverside

Community Information

Address4051 Myra Street, Jacksonville, FL 32205
Area051-Murray Hill
SubdivisionWindle Park
CityJacksonville
CountyDuval
StateFL
Zip Code32205
Lot Size7,405.2 sq ft
Parcel Number0605340000
ZoningResidential

Amenities

Community FeaturesSidewalks, Restaurant
UtilitiesElectricity Connected, Sewer Available, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
Green / EnergyWater Heater
ParkingDetached, Off Street

Interior

Interior FeaturesKitchen Island, Primary Bathroom - Shower No Tub
AppliancesDishwasher, Electric Range, Microwave, Refrigerator, Tankless Water Heater, Washer/Dryer Stacked
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Lower Level

Exterior

FencingFull, Wood
RoofShingle
ConstructionVinyl Siding
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJune 15, 2026
Days on Market95
Tax Amount$1,676.62
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ENRG GLOBAL REALTY, LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

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