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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active·170 days on market

4065 Dellwood Avenue

Jacksonville, FL 32205

$230,000$191/sqftEst. $1,274/moMLS# 2141689
↓ $29,000 below original list
2
Beds
2
Baths
1,202
Sq Ft
1945
Built
1
Garage
No
Pool
FEMA Zone XNo HOA6,098 sqft lotSingle Family Residence1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Move In Ready MURRAY HILL Bungalow, FULLY PAID SOLAR PANELS! LOW UTILITY BILLS! HURRY BEFORE THIS GOIES INTO RENTAL MARKET - SELLER WANTS THIS SOLD! OPEN FLOOR PLAN, tile floors throughout,. Motivated Seller Call Today! New Bathroom Lighting Fixtures, fans and remodeled kitchen with island, stainless fridge and dishwasher, over looks dining and living room with brick fireplace, each bedroom has a beautifully tiled bathroom and shower, bonus flex room or Florida room or bedroom with window ac which leads to separate garage and work shop. large fenced gated yard on corner lot. Plenty of room for your truck, boat, camper etc. easy access to schools, shopping, restaurants and town. JEA Solar Concierge For Full Details How The Solar Program Works. See DOCUMENT for List of Items Updated.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,274
Property taxesest. at asking price, Duval County$376
Estimated total, before insurance$1,650/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,291/yr · $274/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$230,000
$46,000
Loan Term
Monthly Payment
$1,274
Principal & Interest: $1,274
Property taxes (est.): $376
Insurance (est.): $153
Estimated Total Monthly
$1,803
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal — year not disclosed (home built 1945)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,713 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:26 AM, sunset 7:01 PM.

  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$163,841$163,841—
2024$164,533$25,000▼ $162
2023$169,561$25,000▲ $15,752
2022$149,172$25,000▲ $22,192
2021$110,724$25,000▲ $7,852
2020$100,657$25,000▲ $18,953

2025 property taxes (current owner): $3,291/yr

Estimated taxes if purchased at asking price: ~$4,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 7, 2026Price change$230,000+$11,000
  • Sep 15, 2026Active Under Contract$219,000
  • Sep 10, 2026Price change$219,000−$10,000
  • Sep 2, 2026Price change$229,000−$10,900
  • Aug 14, 2026Price change$239,900−$5,000
  • Jul 28, 2026Price change$244,900−$10,100
  • Jul 11, 2026Price change$255,000−$4,000
  • Apr 24, 2026Listed$259,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $248/sq ft; this home is listed at $191/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
509 Murray Drive, Jacksonville, FL 32205Listed by DJ & LINDSEY REAL ESTATEOct 2026$250,000$2132/21,17330.4
4510 Sappho Avenue, Jacksonville, FL 32205Listed by REAL BROKER LLCSep 2026$275,000$2683/11,02570.4
4612 College Street, Jacksonville, FL 32205Listed by RE/MAX UNLIMITEDSep 2026$280,000$2562/11,092990.4
3323 Post Street, Jacksonville, FL 32205Listed by EXP REALTY LLCSep 2026$164,625$1153/21,426830.5
3153 Ernest Street, Jacksonville, FL 32205Listed by UNITED REAL ESTATE GALLERYSep 2026$210,000$2073/11,0151000.6
4759 Post Street, Jacksonville, FL 32205Listed by MOMENTUM REALTYOct 2026$259,900$2482/11,050570.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$230,000
Price / Sq Ft$191
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,202
Total Structure Area1,253 sq ft
Acres0.14 acres
Year Built1945
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo
Direction FacesSouth

Community Information

Address4065 Dellwood Avenue, Jacksonville, FL 32205
Area051-Murray Hill
SubdivisionWindle Park
CityJacksonville
CountyDuval
StateFL
Zip Code32205
Lot Size6,098.4 sq ft
Lot Dimensions59 x 101
Parcel Number0604870000
ZoningResidential

Amenities

Community FeaturesStreet Lights
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
Green / EnergyRoof, Windows
ParkingAdditional Parking, Garage

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Kitchen Island, Open Floorplan, Primary Bathroom - Shower No Tub, Primary Downstairs, Solar Tube(s)
AppliancesDishwasher, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Ice Maker
HeatingCentral, Electric
CoolingCentral Air
FlooringTile
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne and One Half
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Exterior FeaturesImpact Windows
Patio / PorchGlass Enclosed, Rear Porch
FencingBack Yard, Full
RoofMetal
ConstructionVinyl Siding
Other StructuresWorkshop
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedApril 24, 2026
Days on Market166
Tax Amount$3,290.73
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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