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Active·23 days on market

3 Flagship Court

Palm Coast, FL 32137

$1,375,000$326/sqftEst. $7,318/moMLS# 2150692
4
Beds
3
Baths
4,220
Sq Ft
2006
Built

Palm Coast

About this home

This beautiful pool home in the coveted gated oceanfront golf community of Ocean Hammock, a barrier island nestled between the Atlantic Ocean and the Intracoastal waterway. Positioned among lakes, fairways, and coastal landscaping, this is your chance to own a piece of Old Florida paradise. Freshly painted exterior, refreshed landscaping, and a brand-new 2026 first floor HVAC for even more peace of mind. This spacious 4-bedroom, 3.5-bath home offers over 4,200 square feet, providing plenty of room for family living and entertaining. The gourmet eat-in kitchen features a large quartz island, high-end appliances, and a built-in bar area with granite countertops, all opening seamlessly to the family room with a cozy fireplace. The backyard lanai is designed for entertaining, complete with a pool, spa, summer kitchen hookups along with a pool bathroom. The oversized 3+ car garage offers abundant space. Just a short walk to private beach access. Social & Golf Memberships available!

Cost to own

Mortgage calculator

$1,375,000
$275,000
Loan Term
Monthly Payment
$7,318
Principal & Interest: $7,318
Est. Taxes & Insurance: $1,830
Estimated Total Monthly
$9,148
*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$7,318
HOAbilled monthly$177
Estimated total, before insurance$7,495/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone HUR

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Tile — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,791 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Jun 15, 2026Listed$1,375,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,375,000
Price / Sq Ft$326
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage4,220
Total Structure Area6,014 sq ft
Acres0.41 acres
Year Built2006
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Salt Water, Screen Enclosure
Is WaterfrontYes

Community Information

Address3 Flagship Court, Palm Coast, FL 32137
Area605-Flagler County North-Beach
SubdivisionOak Hammock
CityPalm Coast
CountyFlagler
StateFL
Zip Code32137
Lot Size17,859.6 sq ft
Parcel Number0411313511000000130
ZoningPUD

Amenities

AmenitiesGated, Jogging Path, Security
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected, Propane
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewGolf Course, Lake, Pool, Trees/Woods
Waterfront TypeLake Front

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Guest Suite, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Downstairs, Smart Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Freezer, Induction Cooktop, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories2
LevelsMulti/Split, Two
LaundryIn Unit
Security24 Hour Security, Security Gate
Spa FeaturesIn Ground, Heated

Exterior

Exterior FeaturesBalcony, Outdoor Kitchen
Lot DescriptionCul-De-Sac, Many Trees, On Golf Course
Patio / PorchAwning(s), Covered, Patio, Rear Porch, Screened
RoofTile
ConstructionBlock, Concrete, Stucco
Road SurfacePaved
Road FrontagePrivate Road

Additional Information

Date ListedJune 15, 2026
Days on Market27
HOA Fees$177 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesSecurity
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COASTAL GATEWAY REAL ESTATE GROUP

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Contact KristaText Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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