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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed Apr 2, 2026·114 days on market

34 Cinnamon Beach Way

Palm Coast, FL 32137

$1,700,000sold priceListed at $1,900,000 · 89.5% of asking$354/sqftMLS# 2114797
7
Beds
7.5
Baths
4,809
Sq Ft
2015
Built
2
Garage
Yes
Pool
HOA $340/mo6,098 sqft lotWaterfrontSingle Family Residence3 stories

About this home

Palm Coast

AS SEEN ON HGTV HOUSE HUNTERS. Welcome to your extraordinary coastal estate investment and legacy home, a rare opportunity for multi-generational vacationing and robust rental income in the private, world-class resort of Cinnamon Beach at Ocean Hammock, steps from the seashell-dotted Atlantic shoreline. This brilliant home is a standout, featuring a sprawling 7-bedroom, 7½ bath masterpiece built in 2015 on a tranquil lakefront parcel in the Private Gated Cinnamon Beach enclave. Have your toes in the sand in 4 minutes. This home accommodates extended family, friends, or rental guests, including five en-suite master suites, and two rooms connected by a jack-and-jill full bathroom, roomy living spaces, balconies overlooking water, and space for everyone to gather and retreat. This is not just a home-it's a lifestyle and an income generator! Enjoy the Oceanfront pool, lakeside restaurant and bar, gym, game room & community room

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$9,342
HOAbilled quarterly$340
Estimated total, before insurance$9,683/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$17,121/yr · $1,427/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Tile — year not disclosed (home built 2015)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,747 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $17,121/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $537/sq ft; this home is listed at $395/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
24 Cinnamon Beach Place, Palm Coast, FL 32137Listed by REALTY EXCHANGE OF FLORIDAJul 2026$1,900,000$5375/53,53640.1
38 Hammock Beach Circle Circle S, Palm Coast, FL 32137Listed by ONE SOTHEBY'S INTERNATIONAL REALTYSep 2025$3,500,000$5826/5.56,017290.2
17 Oak View Circle E, Palm Coast, FL 32137Listed by GREAT EXPECTATIONS REALTYDec 2025$1,095,000$3143/3.53,48430.3
3 Flagship Court, Palm Coast, FL 32137Listed by COASTAL GATEWAY REAL ESTATE GROUPOct 2026$1,290,000$3064/3.54,220830.5
27 Atlantic Place, Palm Coast, FL 32137Listed by REAL BROKER LLCJun 2025$1,199,000$3174/43,7875620.8
34 Ocean Ridge Boulevard S, Palm Coast, FL 32137Listed by KELLER WILLIAMS ST JOHNSJul 2025$2,575,000$6484/43,975100.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,900,000
Price / Sq Ft$395
Bedrooms7
Bathrooms7.50
Full Baths7
Half Baths1
Square Footage4,809
Total Structure Area6,595 sq ft
Acres0.14 acres
Year Built2015
TypeResidential
Sub-TypeSingle Family Residence
StyleSpanish
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Screen Enclosure
Is WaterfrontYes

School Information

This listingNo schools reported in the MLS
ElementaryOld Kings, reported on 10 other Ocean Hammock listings
MiddleIndian Trails, reported on 10 other Ocean Hammock listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address34 Cinnamon Beach Way, Palm Coast, FL 32137
Area605-Flagler County North-Beach
SubdivisionOcean Hammock
CityPalm Coast
CountyFlagler
StateFL
Zip Code32137
Lot Size6,098.4 sq ft
Parcel Number0411313512000100320

Amenities

AmenitiesPool, Fitness Center, Gated, Maintenance Grounds
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewLake
Waterfront TypeLake Front

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Guest Suite, In-Law Floorplan, Jack and Jill Bath, Kitchen Island, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringStone
# of Stories3
LevelsThree Or More
LaundryElectric Dryer Hookup, In Unit, Upper Level, Washer Hookup
SecuritySecurity Gate
Spa FeaturesIn Ground

Exterior

Exterior FeaturesBalcony
Patio / PorchPatio, Screened
FencingOther
RoofTile
ConstructionStucco
Road SurfacePaved

Additional Information

Date ListedOctober 24, 2025
Days on Market114
HOA Fees$1,021 / Quarterly
HOA FrequencyQuarterly
HOA Fee IncludesMaintenance Grounds
Tax Amount$17,121.35
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: DJ & LINDSEY REAL ESTATE

Sold by: NON MLS (realMLS) (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Apr 2, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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