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Sold

$303,990Sold3 bd · 2 ba · 1,622 sq ft

Sold·Closed Oct 15, 2026·105 days on market

3885 Holstein Way

Green Cove Springs, FL 32043

$303,990sold priceListed at $303,990 · 100% of asking$187/sqftMLS# 2150164
3
Beds
2
Baths
1,622
Sq Ft
2026
Built
2
Garage
No
Pool
FEMA Zone XHOA $40/moSingle Family Residence1 storyNew construction

About this home

Green Cove Springs

This ORMEWOOD is Intelligently designed single-story home maximizes both flow and functionality. Step inside to an inviting open-concept layout where the spacious Great Room (15' × 19') seamlessly connects to the Dining Room (12' × 12') and a well-appointed kitchen, creating an ideal environment for entertaining and everyday living. The private Owner's Suite (16' × 13'), positioned for tranquility, features a generous walk-in closet and an en-suite bath with dual vanities. Two additional bedrooms (10' × 11' and 11' × 10') share a conveniently located full bath, while a dedicated laundry room adds everyday ease. Additional highlights include: Covered rear patio (13' × 9') for outdoor relaxation Ample storage throughout Oversized 2-car garage (20' × 20')

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$1,657
Property taxesest. at asking price, Clay County$466
HOAbilled annually$40
Estimated total, before insurance$2,163/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,235/yr · $353/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$20,000$20,000▲ $5,000

2025 property taxes (current owner): $4,235/yr

Estimated taxes if purchased at asking price: ~$5,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 15, 2026Closed$303,990
  • Sep 24, 2026Pending$303,990
  • Sep 10, 2026Price change$303,990−$5,000
  • Sep 3, 2026Price change$308,990+$9,000
  • Jul 24, 2026Price change$299,990−$10,000
  • Jun 11, 2026Listed$309,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $185/sq ft; this home is listed at $187/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3901 Holstein Way, Green Cove Springs, FL 32043Listed by OLYMPUS EXECUTIVE REALTY, INCNov 2026$299,990$1853/21,622220
3889 Holstein Way, Green Cove Springs, FL 32043Listed by OLYMPUS EXECUTIVE REALTY, INCOct 2026$338,990$1894/21,7971090
2635 Royal Pointe Drive, Green Cove Springs, FL 32043Listed by EVERYSTATE INCSep 2026$355,000$1744/22,045831.1
3468 Shelley Drive, Green Cove Springs, FL 32043Listed by ROUND TABLE REALTYSep 2026$270,000$1843/21,469981.2
3275 Sexton Drive, Green Cove Springs, FL 32043Listed by KELLER WILLIAMS JACKSONVILLESep 2026$282,500$1933/21,465561.4
3334 Meadow Ridge Place, Green Cove Springs, FL 32043Listed by ADAMS HOMES REALTY INCOct 2026$315,000$1844/21,7111341.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$303,990
Price / Sq Ft$187
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,622
Total Structure Area2,145 sq ft
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUnder Construction
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

This listingNo schools reported in the MLS
ElementaryShadowlawn, reported on 62 other Amberly listings
MiddleLake Asbury, reported on 62 other Amberly listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address3885 Holstein Way, Green Cove Springs, FL 32043
Area144-Middleburg-SE
SubdivisionAmberly
CityGreen Cove Springs
CountyClay
StateFL
Zip Code32043
Lot Dimensions40x120
Parcel Number33052501055600477
ZoningResidential

Amenities

AmenitiesPool, Dog Park, Fitness Center, Pickleball
Community FeaturesSidewalks
UtilitiesCable Available, Electricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached

Interior

Interior FeaturesOpen Floorplan, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal
HeatingCentral, Heat Pump
CoolingElectric
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

RoofShingle
Road SurfaceAsphalt

Additional Information

Date ListedJune 12, 2026
Days on Market105
HOA Fees$479 / Annually
HOA FrequencyAnnually
HOA Fee IncludesInternet
Tax Amount$4,235.04
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: OLYMPUS EXECUTIVE REALTY, INC

Sold by: FLORIDA HOMES REALTY & MTG LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 15, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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