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Active

Active·34 days on market

3885 Holstein Way

Green Cove Springs, FL 32043

$309,990$191/sqftEst. $1,650/moMLS# 2150164
3
Beds
2
Baths
1,622
Sq Ft
2026
Built
2
Garage
No
Pool

About this home

Green Cove Springs

This ORMEWOOD is Intelligently designed single-story home maximizes both flow and functionality. Step inside to an inviting open-concept layout where the spacious Great Room (15' × 19') seamlessly connects to the Dining Room (12' × 12') and a well-appointed kitchen, creating an ideal environment for entertaining and everyday living. The private Owner's Suite (16' × 13'), positioned for tranquility, features a generous walk-in closet and an en-suite bath with dual vanities. Two additional bedrooms (10' × 11' and 11' × 10') share a conveniently located full bath, while a dedicated laundry room adds everyday ease. Additional highlights include: Covered rear patio (13' × 9') for outdoor relaxation Ample storage throughout Oversized 2-car garage (20' × 20') Standard forward-thinking features include natural gas, solar panels, and a complete stainless steel appliance package (refrigerator, gas range, microwave, dishwasher, washer, and dryer) -- all included.

Cost to own

Mortgage calculator

$309,990
$61,998
Loan Term
Monthly Payment
$1,566
Principal & Interest: $1,566
Est. Taxes & Insurance: $391
Estimated Total Monthly
$1,957
*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,650
Property taxesest. at asking price, Clay County$475
HOAbilled annually$111
Estimated total, before insurance$2,236/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$20,000$20,000 $5,000

2025 property taxes (current owner): $4,235/yr

Estimated taxes if purchased at asking price: ~$5,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Jun 11, 2026Listed$309,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$309,990
Price / Sq Ft$191
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,622
Total Structure Area2,145 sq ft
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUnder Construction
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

Community Information

Address3885 Holstein Way, Green Cove Springs, FL 32043
Area144-Middleburg-SE
SubdivisionAmberly
CityGreen Cove Springs
CountyClay
StateFL
Zip Code32043
Lot Dimensions4800
Parcel Number33052501055600477
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached

Interior

Interior FeaturesOpen Floorplan, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal
HeatingCentral, Heat Pump
CoolingElectric
FlooringCarpet, Tile
# of Stories2
LevelsOne
LaundryIn Unit

Additional Information

Date ListedJune 12, 2026
Days on Market32
HOA Fees$1,332.5 / Annually
HOA FrequencyAnnually
HOA Fee IncludesInternet
Tax Amount$4,235.04
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: OLYMPUS EXECUTIVE REALTY, INC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Contact KristaText Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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