Active·101 days on market
3889 Holstein Way
Green Cove Springs, FL 32043
About this home
Green Cove Springs
Sample Image This charming Avery Model home features 4 spacious bedrooms and 2 well-appointed bathrooms, perfect for family living. The inviting kitchen area flows seamlessly into the dining area, creating an open and functional space ideal for both daily living and entertaining. The primary suite is a true retreat, offering a generous walk-in closet and a private bath complete with double vanity sinks, providing ample space and comfort. Additional highlights include a two-car garage and a relaxing lanai, ideal for enjoying the outdoors. Whether hosting gatherings or enjoying quiet moments at home, this property offers a welcoming and versatile layout for all lifestyles.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $20,000 | $20,000 | ▲ $5,000 |
2025 property taxes (current owner): $4,235/yr
Estimated taxes if purchased at asking price: ~$6,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 10, 2026Price change$323,990−$5,000
- Sep 3, 2026Price change$328,990+$9,000
- Jul 24, 2026Price change$319,990−$10,000
- Jun 11, 2026Listed$329,990
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: OLYMPUS EXECUTIVE REALTY, INC · nancypruitt1@gmail.com
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
More homes in Amberly
Pending3431 Humphrey StreetGreen Cove Springs, FL 32043
3 bd · 2.5 ba · 2,294 sq ft
$329,990Est. $1,756/moThe Thornton floor plan strikes the ideal balance between private retreats and open living spaces. On the second floor,…
Listing Office: olympus executive realty, inc
For Sale3905 Holstein WayGreen Cove Springs, FL 32043
4 bd · 2.5 ba · 1,975 sq ft
$332,084Est. $1,767/moThe New Haven home plan is a beautifully crafted two-story residence, encompassing 1,975 square feet of versatile…
Listing Office: olympus executive realty, inc
For Sale3885 Holstein WayGreen Cove Springs, FL 32043
3 bd · 2 ba · 1,622 sq ft
$303,990Est. $1,618/moThis ORMEWOOD is Intelligently designed single-story home maximizes both flow and functionality. Step inside to an…
Listing Office: olympus executive realty, inc
For Sale3832 Holstein WayGreen Cove Springs, FL 32043
3 bd · 2 ba · 1,790 sq ft
$354,490Est. $1,887/moSample Image The Camden is always at the top of the list with our home buyers in the Dream Finders family. This home…
Listing Office: olympus executive realty, inc
Keep looking
Similar homes in Green Cove Springs
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines
Open Houses
9/20/2026
1:00 pm - 5:00 pm
9/25/2026
1:00 pm - 5:00 pm
9/26/2026
1:00 pm - 5:00 pm
9/27/2026
1:00 pm - 5:00 pm
10/2/2026
1:00 pm - 5:00 pm
10/3/2026
1:00 pm - 5:00 pm
10/4/2026
1:00 pm - 5:00 pm