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Active·45 days on market

142 Waterside Avenue

Satsuma, FL 32189

$249,999$260/sqftEst. $1,275/moMLS# 2150043
2
Beds
2
Baths
960
Sq Ft
1997
Built
Garage
No
Pool

About this home

Satsuma

Canal-Front Living with Access to the St. Johns River! Enjoy the best of Florida waterfront living from this canal-front property offering easy access to the renowned St. Johns River. Spend your days fishing, boating, kayaking, or simply relaxing while taking in the peaceful waterfront views. This property offers a the opportunity to enjoy a quiet waterfront setting but remaining conveniently located to St. Augustine, Jacksonville, Gainesville, and Daytona. If you're looking for a primary home, weekend getaway, or investment opportunity, this property is ready for its next owner to enjoy all that river life has to offer. Additional highlights include a bulkheaded waterfront, private boathouse and dock for convenient access, a spacious screened porch perfect for enjoying Florida's beautiful weather, a sprinkler system to help maintain the landscape, a storage shed for all your tools and outdoor equipment. Bring your boat, fishing gear, and vision--this property is ready to be enjoyed!

Cost to own

Mortgage calculator

$249,999
$50,000
Loan Term
Monthly Payment
$1,275
Principal & Interest: $1,275
Insurance (est.): $167
Estimated Total Monthly
$1,441
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,275
Estimated total, before insurance$1,275/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,016/yr · $85/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,016/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Metal — year not disclosed (home built 1997)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,382 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 7, 2026Price change$249,999$29,901
  • Jun 11, 2026Listed$279,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$249,999
Price / Sq Ft$260
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage960
Acres0.41 acres
Year Built1997
TypeResidential
Sub-TypeMobile Home
StyleRanch
StatusActive
Has PoolNo
Is WaterfrontYes

Community Information

Address142 Waterside Avenue, Satsuma, FL 32189
Area564-East Palatka/San Mateo/N Satsuma/Orange Mills
SubdivisionSt Johns Riverside
CitySatsuma
CountyPutnam
StateFL
Zip Code32189
Lot Size17,859.6 sq ft
Parcel Number371127826200100090
ZoningResidential

Amenities

UtilitiesWater Connected
SewerSeptic Tank
Water SourceWell
ParkingOther
ViewCanal

Interior

AppliancesDryer, Electric Range, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air
FlooringCarpet, Vinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Exterior FeaturesBoat Lift, Dock
Lot DescriptionCul-De-Sac
Patio / PorchRear Porch, Screened
RoofMetal
ConstructionVinyl Siding
Other StructuresShed(s)
Road SurfacePaved
Road FrontageCounty Road

Additional Information

Date ListedJune 11, 2026
Days on Market31
Tax Amount$1,016.04
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CENTURY 21 TRITON REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

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