Sold·Closed Jul 14, 2026·2 days on market
124 Fisherman Road
Satsuma, FL 32189
About this home
Satsuma
Welcome to your turnkey canal-front escape with direct access to Dunns Creek and the beautiful St. Johns River. This fully furnished Homes of Merit property is designed for effortless waterfront living, offering the perfect blend of comfort, convenience, and outdoor enjoyment. Spend your days cruising to nearby springs, visiting waterfront restaurants, or simply relaxing on the water, then come home to unwind. Property features include: *Recently renovated dock with boat slip & lift *Pontoon boat included *Fully furnished, minus a few personal items *Updated kitchen with stainless steel appliances (gas stove) *Updated flooring throughout *336 sq.ft. screened room with hot tub for year-round enjoyment (with Shark coating) *RV / Car port *Gated entry and Ring security features *Well for irrigation *Recent hookups to public water & sewer *''He shed'' and ''she shed'' for storage, hobbies, or workspace *Recently hooked up to public water & sewer
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone C
Zone C evacuates after zones A, B in an approaching storm.
Roof: Metal — year not disclosed (home built 1989)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,612 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $847/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Jul 14, 2026Closed$289,000
- Jul 11, 2026Pending$289,000
- Jun 20, 2026Listed$289,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $212/sq ft; this home is listed at $251/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 111 Wateroak Road, Satsuma, FL 32189Listed by TIMBER TO TIDES REALTY LLC | Sep 2026 | $183,500 | $212 | 2/2 | 864 | 105 | 0.2 |
| 101 Waterway Avenue, Satsuma, FL 32189Listed by COLDWELL BANKER PREMIER PROPERTIES | Sep 2026 | $191,000 | $207 | 3/2 | 924 | 69 | 0.3 |
| 114 Palmetto Road, Satsuma, FL 32189Listed by COLDWELL BANKER BEN BATES INC | Sep 2026 | $186,000 | $153 | 3/2 | 1,216 | 2 | 0.3 |
| 116 Waterside Avenue, Satsuma, FL 32189Listed by COLDWELL BANKER PREMIER PROPERTIES | Jul 2026 | $250,000 | $220 | 3/2 | 1,134 | 172 | 0.3 |
| 100 Waterway Avenue, Satsuma, FL 32189Listed by COLDWELL BANKER BEN BATES INC | Jul 2026 | $200,000 | $148 | 3/2 | 1,352 | 209 | 0.3 |
| 104 Waterway Avenue, Satsuma, FL 32189Listed by CW REALTY | Jun 2026 | $247,000 | $238 | 3/2 | 1,040 | 38 | 0.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: TIMBER TO TIDES REALTY LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
More homes in Metes & Bounds
Pending2932 NW CR 125Lawtey, FL 32058
3 bd · 2 ba · 1,576 sq ft
$289,000Est. $1,538/moWelcome to country charm with room to grow! Tucked away on just over 4 peaceful acres, this welcoming 3-bedroom, 2-bath…
Listing Office: cw realty
For Sale20517 NE 114th AvenueWaldo, FL 32694
3 bd · 2 ba · 1,400 sq ft
$289,900Est. $1,543/moExperience the charm of country living in the heart of Earleton! Situated on a beautifully maintained 1.25-acre…
Listing Office: century 21 lakeside realty
For Sale179 Kingfish RoadPomona Park, FL 32181
3 bd · 2 ba · 2,040 sq ft
$289,900Est. $1,543/moA FRESH PRICE ON A HOME WORTH SEEING! Welcome home to this customized home offering quality craftsmanship and…
Listing Office: river life realty llc
For Sale152 SW Jim Ward StreetFort White, FL 32038
3 bd · 2 ba · 1,759 sq ft
$287,500Est. $1,530/moModern Country Living with AG Pool & Open front Porch on 1.5 Acres (3 acres) if purchase both pieces. Escape the hustle…
Listing Office: moxii pro realty
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jul 14, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines