Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

No photos available

This listing has no photos yet

Sold

Sold·Closed Mar 31, 2026·113 days on market

125 Waterside Avenue

Satsuma, FL 32189

$115,000sold priceListed at $129,900 · 88.5% of asking$99/sqftMLS# 2119516
2
Beds
2
Baths
1,157
Sq Ft
1982
Built
—
Garage
No
Pool
No HOA9,583 sqft lotWaterfrontManufactured Home1 story

About this home

Satsuma

CANAL FRONT FIXER-UPPER WITH DIRECT ACCESS TO DUNN'S CREEK & THE ST. JOHNS RIVER! Discover the potential in this 2-bedroom, 2-bath double wide manufactured home situated on a canal leading to Dunn's Creek and the St. Johns River. Ideal for boaters, anglers, or anyone seeking a waterfront lifestyle, this property offers great bones and plenty of opportunity to make it your own. Outside features a covered dock with boat slip plus a bulkhead, screened porch, 2 car carport, over-sized laundry room, and a large shed. Inside, you'll find a functional layout ready for renovation and personal touches. New HVAC installed in May 2025. Whether you're looking for a weekend retreat, investment property, or full-time waterfront home, this fixer-upper is priced for your improvements and vision. Bring your tools and imagination—your canal-front getaway awaits! CASH ONLY and sold AS-IS. Will require new septic system.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$637
Estimated total, before insurance$637/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$1,896/yr · $158/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$115,000
$23,000
Loan Term
Monthly Payment
$637
Principal & Interest: $637
Insurance (est.): $77
Estimated Total Monthly
$714
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 1982)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,615 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $1,896/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $223/sq ft; this home is listed at $112/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
116 Waterside Avenue, Satsuma, FL 32189Listed by COLDWELL BANKER PREMIER PROPERTIESJul 2026$250,000$2203/21,1341720.1
131 Sanjan Drive, Satsuma, FL 32189Listed by COLDWELL BANKER BEN BATES INCMay 2026$265,000$2232/21,18870.2
101 Waterway Avenue, Satsuma, FL 32189Listed by COLDWELL BANKER PREMIER PROPERTIESSep 2026$191,000$2073/2924690.3
100 Waterway Avenue, Satsuma, FL 32189Listed by COLDWELL BANKER BEN BATES INCJul 2026$200,000$1483/21,3522090.3
124 Fisherman Road, Satsuma, FL 32189Listed by TIMBER TO TIDES REALTY LLCJul 2026$292,000$2532/21,15220.3
104 Waterway Avenue, Satsuma, FL 32189Listed by CW REALTYJun 2026$247,000$2383/21,040380.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$129,900
Price / Sq Ft$112
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,157
Acres0.22 acres
Year Built1982
TypeResidential
Sub-TypeManufactured Home
Property ConditionFixer
StatusClosed
# of Carport Spaces2
Has PoolNo
Is WaterfrontYes

Community Information

Address125 Waterside Avenue, Satsuma, FL 32189
Area564-East Palatka/San Mateo/N Satsuma/Orange Mills
SubdivisionSt Johns Riverside
CitySatsuma
CountyPutnam
StateFL
Zip Code32189
Lot Size9,583.2 sq ft
Parcel Number371127826000000290
ZoningResidential

Amenities

UtilitiesElectricity Connected
SewerSeptic Tank
Water SourceWell
ParkingCarport
Waterfront TypeCanal Front

Interior

Interior FeaturesBuilt-in Features
AppliancesElectric Range, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Vinyl
# of Stories1
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Patio / PorchRear Porch, Screened
FencingChain Link
RoofMetal
Road SurfaceAsphalt

Additional Information

Date ListedNovember 26, 2025
Days on Market113
Tax Amount$1,896.12
Tax Year2024
Listing TermsCash
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER BEN BATES INC

Sold by: COLDWELL BANKER BEN BATES INC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Mar 31, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines