Sold·Closed Jun 12, 2026·38 days on market
104 Waterway Avenue
Satsuma, FL 32189
About this home
Satsuma
MOTIVATED SELLERS....Waterfront 3BR/2BA home on canal leading to Dunn's Creek, perfect for boating and fishing! Relax on the covered 8x12 back deck with peaceful water views. Home features brand new HVAC with warranty, newer refrigerator, double oven, and stackable washer/dryer, and new front and back doors with storm doors. Underground utilities keep the landscape clean and tidy. The 20x48 metal garage is equipped with a hydraulic car lift and 200-amp service--ideal for storage or workshop. Outdoors, enjoy a boat hoist, new dock pilings, LED lighting along the dock, and exterior security lights for added safety. There is an additional storage/outbuilding with electric, washer/dryer hook up and a sun deck that overlooks the canal. An artisan well provides irrigation for the yard. Whether you're looking for a weekend retreat or full-time residence, this home offers the perfect blend of comfort, and direct water access. Don't miss your chance to own this slice of Florida paradise!
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Metal — year not disclosed (home built 2001)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,608 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $212/sq ft; this home is listed at $246/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 101 Waterway Avenue, Satsuma, FL 32189Listed by COLDWELL BANKER PREMIER PROPERTIES | Sep 2026 | $191,000 | $207 | 3/2 | 924 | 69 | 0 |
| 100 Waterway Avenue, Satsuma, FL 32189Listed by COLDWELL BANKER BEN BATES INC | Jul 2026 | $200,000 | $148 | 3/2 | 1,352 | 209 | 0 |
| 133 Sportsman Road, Satsuma, FL 32189Listed by TEAM FLORIDA REALTY SERVICES INC | Jun 2026 | $140,000 | $179 | 2/2 | 784 | 119 | 0.1 |
| 111 Wateroak Road, Satsuma, FL 32189Listed by TIMBER TO TIDES REALTY LLC | Sep 2026 | $183,500 | $212 | 2/2 | 864 | 105 | 0.2 |
| 116 Waterside Avenue, Satsuma, FL 32189Listed by COLDWELL BANKER PREMIER PROPERTIES | Jul 2026 | $250,000 | $220 | 3/2 | 1,134 | 172 | 0.2 |
| 124 Fisherman Road, Satsuma, FL 32189Listed by TIMBER TO TIDES REALTY LLC | Jul 2026 | $292,000 | $253 | 2/2 | 1,152 | 2 | 0.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: CW REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jun 12, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines