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97166 HARBOR CONCOURSE Circle, Fernandina Beach, FL 32034

$410,000
MLS# 2149972
3
Bedrooms
2
Bathrooms
1,707
Sq Ft
2017
Year Built

About This Home — 97166 HARBOR CONCOURSE Circle

Move-In Ready and Perfectly Located! This beautifully maintained 3-bedroom, 2-bath home in Harbor Concourse offers the ideal blend of comfort, convenience, and style. Situated just minutes from shopping, dining, and the pristine beaches of Amelia Island, you'll love everything this location has to offer. Inside, the open-concept floor plan features a spacious family room, soaring ceilings, abundant natural light, and a versatile split-bedroom layout for added privacy. The stunning kitchen is the heart of the home, showcasing custom cabinetry, granite countertops, and an oversized island with plenty of seating, perfect for entertaining or everyday living. A generous dining area easily accommodates a large table for gatherings with family and friends.The private owner's suite is tucked away at the rear of the home and overlooks the backyard, creating a peaceful retreat. Step outside to the covered patio and enjoy your morning coffee while taking in the wooded views. The fully fenced back

Features

Price$410,000
Price / Sq Ft$240
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,707
Acres0.13 acres
Year Built2017
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address97166 HARBOR CONCOURSE Circle, Fernandina Beach, FL 32034
Area472-Oneil/Nassaville/Holly Point
SubdivisionHarbor Concourse
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size5,662.8 sq ft
Parcel Number292N28011500360000

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage Door Opener
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear, Wooded
Patio / PorchCovered, Rear Porch, Screened
FencingBack Yard, Privacy, Vinyl
RoofShingle
ConstructionStucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJune 11, 2026
Days on Market0
HOA Fees$690 / Annually
HOA FrequencyAnnually
Tax Amount$45
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Mortgage Calculator

$410,000
$82,000
Loan Term
Monthly Payment
$2,182
Principal & Interest: $2,182
Est. Taxes & Insurance: $546
Estimated Total Monthly
$2,728
*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida