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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Sold

$645,000Sold4 bd · 3 ba · 2,210 sq ft

Sold·Closed Sep 30, 2026·79 days on market

187 Arthur Moore Drive

Green Cove Springs, FL 32043

$645,000sold priceListed at $648,000 · 99.5% of asking$292/sqftMLS# 2149734
4
Beds
3
Baths
2,210
Sq Ft
1972
Built
—
Garage
Yes
Pool
FEMA Zone XNo HOA0.52 acresWaterfrontSingle Family Residence1 story

About this home

Green Cove Springs

Live like you are on vacation in this Lake Asbury WATERFRONT pool home with a dock! NO HOA or CDD (optional HOA for access to community boat ramp). Completely remodeled in 2020, including a full kitchen renovation where you can see straight out to the lake while meal prepping. From new flooring throughout, to added storage and closet customizations, a full list of the extensive updates can be found under the documents tab. The entire back of the home is lined with windows taking advantage of the tranquil pool to water view. No carpet anywhere, only easy care LVP and tile in the bathrooms. The modern kitchen features a 9 foot island with storage on both sides, stainless appliances, two-tone cabinets, and built in pantry storage cabinets. The large primary suite has oversized sliding doors that perfectly frame that beautiful pool to water view, and wooden beams accentuating the vaulted ceilings. Plus, a supersized walk in closet with custom built ins. All will agree that the outdoor

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$3,517
Property taxesest. at asking price, Clay County$988
Estimated total, before insurance$4,505/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,524/yr · $710/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1972)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Public water · Clay County Utilities

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,712 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$520,357$367,436—
2024$515,580$356,374—
2023$517,171$344,538—
2022$455,499$333,047—
2021$362,841$312,841—
2020$323,176$171,726—

2025 property taxes (current owner): $8,524/yr

Estimated taxes if purchased at asking price: ~$11,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 1, 2026Closed$648,000
  • Aug 30, 2026Active Under Contract$648,000
  • Aug 26, 2026Price change$648,000−$17,000
  • Jul 14, 2026Price change$665,000−$10,000
  • Jun 10, 2026Listed$675,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $196/sq ft; this home is listed at $292/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
244 Jessie Lee Court, Green Cove Springs, FL 32043Listed by KELLER WILLIAMS ST JOHNSOct 2026$650,000$3293/2.51,97470.2
3041 Plantation Ridge Drive, Green Cove Springs, FL 32043Listed by REAL BROKER LLCOct 2026$395,000$1723/2.52,294250.9
2896 Decidely Street, Green Cove Springs, FL 32043Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSOct 2026$319,000$1964/21,62841.1
3217 Willowleaf Lane, Green Cove Springs, FL 32043Listed by OLYMPUS EXECUTIVE REALTY, INCOct 2026$449,990$1814/32,493611.2
2952 Jubilee Lane, Green Cove Springs, FL 32043Listed by COLDWELL BANKER VANGUARD REALTYOct 2026$360,000$1545/32,336631.2
3302 Willowleaf Lane, Green Cove Springs, FL 32043Listed by OLYMPUS EXECUTIVE REALTY, INCNov 2026$349,990$2043/21,716471.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$648,000
Price / Sq Ft$293
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,210
Acres0.52 acres
Year Built1972
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Carport Spaces2
Has PoolYes
Pool FeaturesIn Ground, Screen Enclosure
Is WaterfrontYes

School Information

This listingNo schools reported in the MLS
ElementaryLake Asbury, reported on 40 other Lake Asbury listings
MiddleLake Asbury, reported on 39 other Lake Asbury listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address187 Arthur Moore Drive, Green Cove Springs, FL 32043
Area163-Lake Asbury Area
SubdivisionLake Asbury
CityGreen Cove Springs
CountyClay
StateFL
Zip Code32043
Lot Size22,651.2 sq ft
Parcel Number20052500966400000

Amenities

UtilitiesCable Available, Electricity Available, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingCarport
ViewLake
Waterfront TypeLake Front

Interior

Interior FeaturesEat-in Kitchen, Guest Suite, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms
AppliancesDishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringTile
# of Stories1
LevelsOne
SecuritySmoke Detector(s)

Exterior

Exterior FeaturesBoat Lift, Dock, Fire Pit
Patio / PorchDeck, Screened
FencingBack Yard
RoofShingle
ConstructionBrick
Other StructuresBoat House, Shed(s)
Road SurfaceAsphalt

Additional Information

Date ListedAugust 30, 2026
Days on Market79
Tax Amount$8,523.57
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Sold by: AT HOME REALTY SERVICES, LLC. (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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