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Sold

$395,000Sold3 bd · 2.5 ba · 2,294 sq ft

Sold·Closed Oct 16, 2026·25 days on market

3041 Plantation Ridge Drive

Green Cove Springs, FL 32043

$395,000sold priceListed at $395,000 · 100% of asking$172/sqftMLS# 2161676
3
Beds
2.5
Baths
2,294
Sq Ft
2013
Built
3
Garage
No
Pool
FEMA Zone XHOA $75/mo11,761 sqft lotSingle Family Residence1 story

About this home

Green Cove Springs

Sitting on over a quarter-acre fully fenced lot in the gated community of Asbury Plantation, 3041 Plantation Ridge Dr delivers the space, upgrades, and features that are hard to find! With a 3-car garage, split-bedroom floor plan, soaring ceilings, and an oversized screened lanai, this home offers plenty of room both inside and out. From the moment you enter through the 8' leaded-glass front door, you'll notice the elevated details throughout, including 10' ceilings in the main living area, 9' ceilings throughout the rest of the home, 8' interior doors, upgraded baseboards, plantation shutters, upgraded lighting, and luxury vinyl plank and tile flooring with NO carpet. The open-concept kitchen is truly the heart of the home, featuring a large center island with sink, granite countertops, abundant cabinetry and storage, and an eat-in dining area. Seamlessly connected to the formal dining room and spacious living area, the layout creates one large inviting space.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,154
Property taxesest. at asking price, Clay County$605
HOAbilled annually$75
Estimated total, before insurance$2,834/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,892/yr · $324/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2013)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record) · Public water · Clay County Utilities

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,751 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,892/yr

Estimated taxes if purchased at asking price: ~$7,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 17, 2026Closed$395,000
  • Oct 13, 2026Pending$395,000
  • Sep 20, 2026Active Under Contract$395,000
  • Aug 25, 2026Listed$395,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $183/sq ft; this home is listed at $172/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3302 Willowleaf Lane, Green Cove Springs, FL 32043Listed by OLYMPUS EXECUTIVE REALTY, INCNov 2026$349,990$2043/21,716470.5
3217 Willowleaf Lane, Green Cove Springs, FL 32043Listed by OLYMPUS EXECUTIVE REALTY, INCOct 2026$449,990$1814/32,493610.5
3592 Americana Drive, Green Cove Springs, FL 32043Listed by PULTE REALTY OF NORTH FLORIDA, LLC.Oct 2026$383,000$1774/32,1591380.6
2952 Jubilee Lane, Green Cove Springs, FL 32043Listed by COLDWELL BANKER VANGUARD REALTYOct 2026$360,000$1545/32,336630.6
3611 Zydeco Loop, Green Cove Springs, FL 32043Listed by PULTE REALTY OF NORTH FLORIDA, LLC.Oct 2026$415,000$1883/2.52,2061100.6
3240 Crocus Lane, Green Cove Springs, FL 32043Listed by LOWEST FEE REALTY LLCOct 2026$365,000$1833/21,9981450.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$395,000
Price / Sq Ft$172
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,294
Acres0.27 acres
Year Built2013
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Traditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo

School Information

ElementaryLake Asbury
MiddleLake Asbury
HighClay

Community Information

Address3041 Plantation Ridge Drive, Green Cove Springs, FL 32043
Area163-Lake Asbury Area
SubdivisionAsbury Plantation
CityGreen Cove Springs
CountyClay
StateFL
Zip Code32043
Lot Size11,761.2 sq ft
Parcel Number21052501009400818
ZoningResidential

Amenities

AmenitiesPlayground
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave, Refrigerator, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Gas Dryer Hookup, In Unit
SecuritySecurity Gate

Exterior

Patio / PorchCovered, Rear Porch, Screened
FencingFull, Privacy, Vinyl
RoofShingle
ConstructionFrame, Stone Veneer, Stucco
Road SurfaceAsphalt

Additional Information

Date ListedAugust 25, 2026
Days on Market25
HOA Fees$900 / Annually
HOA FrequencyAnnually
HOA Fee IncludesMaintenance Grounds
Tax Amount$3,892.47
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REAL BROKER LLC

Sold by: MOMENTUM REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 16, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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