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Active

Active·234 days on market

268 Wesley Road

Green Cove Springs, FL 32043

$725,000$194/sqftEst. $3,727/moMLS# 2123937

Beds

Baths

3,741

Sq Ft

1978

Built

Garage

Pool

About this home

Green Cove Springs

YOU'LL LOVE LAKE LIFE!* VACATION AT HOME!* Spacious home on private spring fed fresh water Lake Asbury. Home is much larger than appears from street. You'll want to preview to appreciate size and stunning lake views. NEW ROOF + H/AC 12/2025! Pressure Washed +Decking Repaired/Painted 6/26. Boathouse has electric lift that can have you on the water in minutes. Boat, ski, swim, fish, kayak, or just enjoy the tranquility of nature and amazingly different sunsets every evening! Floorplan supports multi-generational family! Potential for income producing rental or B+B! Full Brick! Custom Construction! 5BRs/4Baths/2 Kitchens/2FPs! Bonus ''Nook'' area off kitchen could be designated office. Over-sized 2/Garage PLUS 16x24 detached workshop for all your hobbies. Bring your toys! NO restrictions on golf carts, RVs or business vehicles. Room for everyone! LOTS of storage space! Click on ''Documents'' for more property details. Lake Asbury is growing and convenient to everything. Call for appt.

Cost to own

Mortgage calculator

Home Price

$725,000

Down Payment: 20%

$145,000

Interest Rate: 6.66%

Loan Term

Monthly Payment

$3,727

Principal & Interest: $3,727

Property taxes (est.): $1,111

Insurance (est.): $483

Estimated Total Monthly

$5,322

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$3,727

Property taxesest. at asking price, Clay County$1,111

Estimated total, before insurance$4,838/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$622,716	$0	—
2024	$616,894	$252,182	—
2023	$614,434	$243,090	—
2022	$532,222	$238,763	—
2021	$419,362	$235,693	—
2020	$401,194	$231,749	—

Estimated taxes if purchased at asking price: ~$13,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1978)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Public water · Clay County Utilities

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,290 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 27, 2026Price change$725,000−$10,000
Jan 7, 2026Listed$735,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$725,000

Price / Sq Ft$194

Bedrooms5

Bathrooms4.00

Full Baths4

Square Footage3,741

Total Structure Area5,242 sq ft

Acres0.96 acres

Year Built1978

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontYes

School Information

ElementaryLake Asbury

MiddleLake Asbury

Community Information

Address268 Wesley Road, Green Cove Springs, FL 32043

Area163-Lake Asbury Area

SubdivisionLake Asbury

CityGreen Cove Springs

CountyClay

StateFL

Zip Code32043

Lot Size41,991.84 sq ft

Parcel Number38052500943900000

ZoningSingle Family

Amenities

UtilitiesCable Connected

SewerSeptic Tank

Water SourcePublic

ParkingAttached, Circular Driveway, Garage, Garage Door Opener, RV Access/Parking

ViewLake

Waterfront TypeLake Front

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Entrance Foyer, Guest Suite, His and Hers Closets, In-Law Floorplan, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Solar Tube(s), Vaulted Ceiling(s)

AppliancesDishwasher, Disposal, Electric Range, Ice Maker, Microwave, Refrigerator

HeatingCentral, Electric, Heat Pump

CoolingCentral Air, Electric

FlooringCarpet, Laminate, Tile, Wood

FireplaceYes

# of Fireplaces2

Fireplace FeaturesGas

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Window FeaturesSkylight(s)

SecuritySecurity System Owned, Smoke Detector(s)