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Sold

Sold·Closed Sep 16, 2026·62 days on market

3616 Americana Drive

Green Cove Springs, FL 32043

$400,000sold priceListed at $409,000 · 97.8% of asking$186/sqftMLS# 2149566
4
Beds
3
Baths
2,153
Sq Ft
2026
Built
2
Garage
No
Pool
FEMA Zone XHOA $13/mo6,534 sqft lotSingle Family Residence1 storyNew construction

About this home

Green Cove Springs

Experience the Medina with Farmhouse Elevation, a thoughtfully designed 4-bedroom, 3-bathroom home. Showcasing our Luxury Design Package, this open-concept floor plan offers spacious living areas perfect for both everyday life and entertaining. At the heart of the home, the gourmet kitchen features built-in stainless steel appliances, including an electric cooktop, wood hood, microwave and oven tower, and dishwasher. White cabinetry, a white herringbone tile backsplash, elegant quartz countertops, and an oversized center island create a bright and sophisticated gathering space. The kitchen seamlessly overlooks the expansive gathering room, accented by warm luxury vinyl plank flooring, and opens to a covered lanai. Additional conveniences include a Smart Home Package and a Move-In Ready Package complete with blinds, a refrigerator, washer, and dryer. Schedule your tour today and discover everything this exceptional Medina home has to offer.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$2,198
Property taxesest. at asking price, Clay County$613
HOAbilled monthly$13
Estimated total, before insurance$2,824/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,368/yr · $281/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,750 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

Last sold: $3,243,000 in May 2024(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$65,000$65,000—
2024$65,000$65,000—

2025 property taxes (current owner): $3,368/yr

Estimated taxes if purchased at asking price: ~$7,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 17, 2026Closed$409,000
  • Aug 17, 2026Pending$409,000
  • Aug 5, 2026Price change$409,000−$11,000
  • Jul 17, 2026Active$420,000
  • Jul 13, 2026Pending$420,000
  • Jun 9, 2026Listed$420,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $188/sq ft; this home is listed at $190/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3208 Saffron Court, Green Cove Springs, FL 32043Listed by OLYMPUS EXECUTIVE REALTY, INCSep 2026$429,990$1944/22,213150.3
3611 Zydeco Loop, Green Cove Springs, FL 32043Listed by PULTE REALTY OF NORTH FLORIDA, LLC.Oct 2026$415,000$1883/2.52,2061100.4
3240 Crocus Lane, Green Cove Springs, FL 32043Listed by LOWEST FEE REALTY LLCOct 2026$365,000$1833/21,9981450.6
3229 Crocus Lane, Green Cove Springs, FL 32043Listed by MARK SPAIN REAL ESTATEOct 2026$395,000$1824/22,173350.6
3341 Loofah Place Place, Green Cove Springs, FL 32043Listed by UNITED REAL ESTATE GALLERYSep 2026$385,000$1924/22,0031170.6
3041 Plantation Ridge Drive, Green Cove Springs, FL 32043Listed by REAL BROKER LLCOct 2026$395,000$1723/2.52,294250.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$409,000
Price / Sq Ft$190
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,153
Acres0.15 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleOther
Property ConditionUnder Construction
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

This listingNo schools reported in the MLS
ElementaryLake Asbury, reported on 194 other Hyland Trail listings
MiddleLake Asbury, reported on 194 other Hyland Trail listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address3616 Americana Drive, Green Cove Springs, FL 32043
Area163-Lake Asbury Area
SubdivisionHyland Trail
CityGreen Cove Springs
CountyClay
StateFL
Zip Code32043
Lot Size6,534 sq ft
Parcel Number15052500933800769

Amenities

AmenitiesClubhouse, Dog Park, Fitness Center, Jogging Path, Park, Pickleball, Playground
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewOther

Interior

Interior FeaturesEat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Home, Smart Thermostat, Walk-In Closet(s), Other
AppliancesOther, Dishwasher, Dryer, Electric Cooktop, Electric Oven, Microwave, Refrigerator, Washer
HeatingElectric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Tile, Vinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Rear Porch
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJuly 17, 2026
Days on Market62
HOA Fees$12.5 / Monthly
HOA FrequencyMonthly
Tax Amount$3,368.44
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: PULTE REALTY OF NORTH FLORIDA, LLC.

Sold by: REAL BROKER LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 16, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

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